Act 1983
貸金業法 (Money Lending Business Act, Act No. 32 of 1983)
Issued by Financial Services Agency
Summary
Art. 1 sets up a registration system for money lending businesses. Under Art. 3 registration is with the Prime Minister for businesses with offices in two or more prefectures and with the prefectural governor otherwise. Art. 13-2 caps an individual's total borrowing at one-third of annual income. The FSA reported 1,435 registered businesses at 28 February 2026.
Topics: Prudential & Capital Conduct & Consumer Protection
Who it applies to
NBFC / Non-bank Lending
Obligations arising from this law or regulation
| Obligation | Timing | Regulator | Source | Detail |
|---|---|---|---|---|
| Money lending business registration | Before carrying on money lending business | FSA | source | |
Art. 3 of the Money Lending Business Act requires registration with the Prime Minister where the business has offices in two or more prefectures, and with the prefectural governor where all offices are in one prefecture. Art. 13-2 caps an individual's total borrowing at one-third of annual income. |
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| No obligations match these filters. | ||||
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