Legea nr. 308/2017 privind prevenirea și combaterea spălării banilor și finanțării terorismului (Law No. 308 of 22 December 2017 on preventing and combating money laundering and terrorist financing)

Act 2017

Legea nr. 308/2017 privind prevenirea și combaterea spălării banilor și finanțării terorismului (Law No. 308 of 22 December 2017 on preventing and combating money laundering and terrorist financing)

Issued by Office for the Prevention and Combating of Money Laundering (Serviciul Prevenirea și Combaterea Spălării Banilor)

Plain-English summary

Main AML/CFT statute. It requires reporting entities to adopt AML/CFT programmes and appoint compliance officers (Art. 13), apply customer due diligence (Arts. 5-8), keep records for five years (Art. 9) and report suspicious activity to the Service (Art. 11). Art. 4(11) prohibits providing virtual asset services in Moldova. Amended by Law 146 of 23 July 2026, in force from 13 August 2026; article numbers read from the legis.md text should be checked against the current consolidation.

Who it applies to

All industries

Topics

AML / CFT / Sanctions

Obligations arising from this law or regulation

Obligation	Timing	Regulator	Source
AML record retention	Retention period 5 years after the end of the relationship or the transaction	NBM	source
Art. 9(1)-(2) of Law 308/2017 and item 87 of NBM Regulation 200/2018 require records to be kept for 5 years after the business relationship ends or the occasional transaction is carried out. The Service or supervisors may require an extension, which for banks cannot exceed 5 years (Regulation 200/2018, item 89).
Customer due diligence (KYC/CDD)	At onboarding + ongoing (annual / 2-yearly / 3-yearly review by risk)	NBM	source
Law 308/2017 sets standard due diligence (Art. 5), risk assessment (Art. 6), simplified (Art. 7) and enhanced measures (Art. 8), politically exposed persons (Art. 8-1) and beneficial ownership. NBM Regulation 200/2018 requires verification before the relationship starts (item 34), review every year for high-risk, two years for medium-risk and three years for low-risk customers (item 39), and bars opening or continuing a relationship where due diligence cannot be completed (item 46).
Suspicious transaction reporting to the Service	Deadline Immediately; special report within 24 hours of identifying the suspicion	SPCSB	source
Art. 11(1) of Law 308/2017 requires entities to inform SPCSB immediately of suspicious activities, transactions or assets, with the special form submitted within 24 hours of identifying the act. Item 85(1) of NBM Regulation 200/2018 repeats the immediate, no-later-than-24-hours rule for banks.
No obligations match these filters.

Official source

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