Chile

Consolidated UAF instructions for reporting entities. Covers the compliance officer (Section B), suspicious operation reports (Section C), cash transaction reports (Section D), record keeping (Section E), customer due diligence (Section F) and the prevention manual (Section J). Dated 19 March 2025, published in the Diario Oficial on 3 April 2025 and effective 1 June 2025; listed among the UAF's current circulars.

Modifies NCG 30, 461, 431 and 475 on the integrated annual report and, through a new numeral 9.1, requires reporting under the sustainability standards NIIF S1 and NIIF S2 (IFRS S1 and S2) for the same annual period as the report. Issued 28 October 2024. As issued, Section III took effect on 31 December 2026; NCG 572 of 27 July 2026 moved that date to 31 December 2027, so the requirements apply to reports for 2027. The CMF sustainability page still says the standards begin to apply in 2027.

Creates a registry-based regime run by the CMF for crowdfunding, alternative transaction systems, advisory, custody and intermediation of financial instruments (including crypto-assets) and sets open-finance rules (Arts. 16 to 27). Names money-laundering and terrorist-financing prevention as a principle (Art. 1) and bars registration of a legal entity that, in the previous ten years, had a registration cancelled for a serious infraction or was administratively sanctioned for conduct amounting to offences such as money laundering under Art. 27 of Ley 19.913 (Art. 6). Promulgated 22 December 2022, published 4 January 2023.

Creates offences of attack on the integrity of a computer system (Art. 1), illegal access (Art. 2), illegal interception (Art. 3), attack on data integrity (Art. 4), computer forgery (Art. 5), receiving computer data (Art. 6), computer fraud (Art. 7) and misuse of devices (Art. 8). Lets prosecutors require providers to preserve data for 90 days, extendable once to 180. Promulgated 9 June 2022, published 20 June 2022.

Reshapes the annual report of securities issuers to include environmental, social and governance (ASG) policies, practices and goals, with sustainability risks including climate change risks, and absorbs the corporate governance content of NCG 385. Section I applies in stages: from 31 December 2022 to open corporations with consolidated assets above UF 20 million, from 31 December 2023 to those above UF 1 million, and from 31 December 2024 to special corporations such as banks, insurers and fund managers and all other issuers. Issued 12 November 2021.

Makes a legal person criminally liable for listed offences committed by or with a person in a role within it when it lacked an effectively implemented crime prevention model (Art. 3). Art. 4 says an adequate model identifies risk activities, sets protocols with reporting channels and internal sanctions, appoints a responsible person with independence and resources, and is evaluated periodically by independent third parties. Promulgated 25 November 2009, published 2 December 2009; LeyChile text shown dated 17 August 2023.

Protects public officials who report irregularities or breaches of probity. Art. 90 A of the Estatuto Administrativo, as added, bars suspension or dismissal as disciplinary measures, transfer without written authorisation and annual evaluation by the accused superior while the complaint is processed. Art. 90 B sets the requirements for a complaint and lets the complainant ask for confidentiality of identity. Arts. 88 A and 88 B of Ley 18.883 mirror these rules for municipal officials. Published 24 July 2007. This is the public-sector whistleblower regime found; no general private-sector law was identified.

Creates the UAF (Art. 1) and lists the entities that must report suspicious operations, including banks, insurers, casinos and notaries (Art. 3). Requires cash and bearer-instrument declarations above US$10,000 at the border (Art. 4) and special records kept for at least five years, plus cash transaction reports above US$10,000 (Art. 5). Sets confidentiality duties (Arts. 6 and 7) and administrative fines of up to 800, 3,000 or 5,000 UF by infraction class (Arts. 19 and 20). Promulgated 12 December 2003, published 18 December 2003; LeyChile shows a current version dated 30 May 2026.

Consolidated text of the General Banking Law, the organic law of the banking supervisor and other laws governing banks and financial companies. Title I covers the CMF's special powers over banks, Title II the formation of banking companies (Arts. 27 to 39) and Title III bank administration (Arts. 40 to 49 bis). Promulgated 26 November 1997 and published 19 December 1997.

Makes the Central Bank an autonomous body of constitutional rank with a technical character (Art. 1). Sets its objective as the stability of the currency and the normal functioning of internal and external payments (Art. 3), and gives it rule-making powers over money, credit, foreign exchange and payment systems (Art. 35). Promulgated 4 October 1989 and published 10 October 1989.

Covers public offerings of securities and the related markets and intermediaries: stock exchanges, brokers, securities agents, open corporations and issuers (Art. 1). The CMF oversees compliance (Art. 2). CMF resolutions apply Art. 8 to offers to qualified investors, Art. 12 to directors' reporting of share trades and Art. 16 to trading before financial statements are disclosed. Promulgated 21 October 1981, published 22 October 1981.

Creates the CMF as a decentralised public service of technical character, charged with the correct functioning, development and stability of the financial market (Art. 1). Sets its supervisory scope over securities, insurance, banks and other entities (Art. 3), its rule-making and investigative powers (Art. 5) and its five-member Council; the sanctioning procedure and appeal routes cited in CMF resolutions (Arts. 69 and 71) also come from it. Promulgated 9 December 1980, published 23 December 1980.