Guinea

GN · GIN · Middle East & Africa

1 regulator · 3 laws & regulations · 5 obligations

Obligation	Timing	Regulator	Arises from	Source
Banking
AML record retention	Retention period 10 years	—	Loi L/2021/0024/AN portant lutte contre le blanchiment de capitaux et le financement du terrorisme (Law L/2021/0024/AN on Combating Money Laundering and Terrorist Financing)	official
Art. 54 sets a ten-year retention period, counted from the end of the business relationship or the date of the occasional transaction.
AML/CFT internal programme and compliance officer	Ongoing	—	Loi L/2021/0024/AN portant lutte contre le blanchiment de capitaux et le financement du terrorisme (Law L/2021/0024/AN on Combating Money Laundering and Terrorist Financing)	official
Art. 50 requires internal AML/CFT programmes that include a compliance function with a compliance officer designated at management level, staff training, screening and independent audit.
Annual accounts to the BCRG	Frequency Annually, before 30 June	—	—	official
Art. 63 closes accounts on 31 December; Art. 64 requires certified accounts and general meeting minutes to reach the BCRG before 30 June of the following year, with disciplinary sanctions and daily penalties for lateness (Arts. 64, 91); Art. 66 requires publication in the official journal and two local newspapers.
Bank licensing by the Approvals Committee	Deadline Before starting operations	—	—	official
Art. 12 requires banks to obtain approval from the Approvals Committee; Art. 13 sets the review by the BCRG, with a decision within three months of a complete file (six months if a foreign supervisor's opinion is needed); Art. 14 provides for a list kept by the BCRG and published in the official journal.
Suspicious transaction reporting to the CENTIF	Deadline Immediately (Art. 45)	—	Loi L/2021/0024/AN portant lutte contre le blanchiment de capitaux et le financement du terrorisme (Law L/2021/0024/AN on Combating Money Laundering and Terrorist Financing)	source
Art. 45 requires reporting entities to report to the CENTIF on their own initiative when they suspect proceeds of crime or terrorist financing, including attempted transactions whatever the amount. Art. 47 requires replies to CENTIF requests within one week; Art. 48 lets the CENTIF require a transaction to be suspended for up to 48 working hours.
No obligations match these filters.