Regulation 2012
Consumer Protection Code
Issued by Central Bank of Ireland
Effective: 1 Jan 2012
Last amended: 24 Mar 2026
Plain-English summary
Consumer Protection Code is a mandatory regulatory framework established by the Central Bank of Ireland to safeguard consumers from all forms of financial misconduct by financial organizations. The latest amendment to the Consumer Protection Code was enforced on 24th March 2025 and has been effective from 24th March 2026. This amendment introduced new rules in relation to digital banking systems and financial accessibility.
Who it applies to
Banking · NBFC / Non-bank Lending · Insurance
Topics
Conduct & Consumer Protection
Latest news
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RBI penalizes gold-loan fintech KLM Axiva Finvest Limited for auction surplus non-payment
26 Sep 2026
The Reserve Bank of India imposed a monetary penalty of ₹2.70 lakh on KLM Axiva Finvest Limited for regulatory non-compliance discovered during statutory inspection. The company failed to remit surplus amounts to borrow…
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RBI penalizes Hero Fincorp for excess interest collection breaches
26 Sep 2026
The Reserve Bank of India imposed a monetary penalty of 10 lakh rupees on Hero Fincorp Limited on September 22, 2026, following supervisory findings of non-compliance with RBI's "Fair Practices Code for Lenders – Chargi…