Netherlands

The Public Prosecution Service announced that the bank accepted an out-of-court transaction with a EUR 5 million fine, so no court ruling followed. It was suspected of complicity in 80 incorrect Dutch tax returns filed between 2005 and 2015 for 12 clients who held undeclared assets in Swiss accounts. A FIOD investigation under prosecution direction began in 2016, and UBS, which absorbed Credit Suisse in 2023, accepted the offer.

Fine imposed 6 July 2026 and published 9 July 2026. From September 2023 to September 2024 ongoing monitoring of part of the high-risk customer base was not critical, thorough or decisive enough. DNB reduced the fine from EUR 10 million by 15% and the bank said it would not object.

Fine imposed 22 June 2026, published 7 September 2026. The firm repeatedly failed to hold required own funds within 25 months (shortfalls of EUR 86,457, 18,730 and 76,219). Shareholders remedied the shortfalls. An objection was lodged on 29 June 2026, so the decision is not final.

The AFM found that the bank did not give a substantive answer within the required fifteen working days to complaints from seven customers who had been victims of online fraud, in two periods between November 2023 and August 2024; first substantive replies came seven to ten weeks after the complaint in several cases, and in one case none had been given by 1 August 2024. The bank acknowledged the facts and accepted the fine through the simplified procedure, which earned a 15 per cent reduction (from EUR 200,000, itself reduced from a EUR 500,000 base because the bank compensated customers). The decision PDF gives no separate publication date.

The firm gave the AFM incorrect net short position notifications 101 times between July 2020 and November 2024 for Just Eat Takeaway.com and Galapagos, caused by an error in its calculation method; the real positions were in many cases tens of millions of euros larger than notified. In 85 of those cases it also breached its duty to disclose the position to the public. The AFM reduced the fine because the firm self-reported, corrected the errors promptly, cooperated and took steps against recurrence; the AFM published the measure on 22 April 2026.

The firm missed the minimum liquidity requirement five times between 31 March 2024 and 10 February 2025, and repeatedly moved funds within its group shortly before reporting dates, which delayed DNB from spotting the shortfalls. DNB fined it under its policy for repeated shortfalls and took account of the preventive steps the firm later took. DNB published the fine on 16 April 2026.

The company accepted a EUR 10 million transaction ending the case against it. Prosecutors alleged that between February 2013 and June 2021 it paid about USD 31 million in bribes through an agent to win part of a metro construction contract in Riyadh, and gave Atradius a false export credit insurance application stating that USD 1.5 million, not the promised USD 27.5 million, had gone to the agent. The prosecution service says it intends to prosecute several individuals separately.

The Public Prosecution Service announced a transaction with this Surinamese bank, together with two others, over culpable money laundering. In April 2018 the FIOD seized EUR 19.5 million in cash at Schiphol, travelling from the three banks to Hong Kong, and prosecutors suspected the banks had not checked closely enough where the cash came from, in particular who the clients of the exchange offices they served were. The seized money is to be returned to the banks.

The Public Prosecution Service announced a transaction with this Surinamese bank, together with two others, over culpable money laundering. In April 2018 the FIOD seized EUR 19.5 million in cash at Schiphol, travelling from the three banks to Hong Kong, and prosecutors suspected the banks had not checked closely enough where the cash came from, in particular who the clients of the exchange offices they served were. The seized money is to be returned to the banks.

The Public Prosecution Service announced a transaction with this Surinamese bank, together with two others, over culpable money laundering. In April 2018 the FIOD seized EUR 19.5 million in cash at Schiphol, travelling from the three banks to Hong Kong, and prosecutors suspected the banks had not checked closely enough where the cash came from, in particular who the clients of the exchange offices they served were. The seized money is to be returned to the banks.

Fine imposed 2 March 2026, published 13 July 2026. The transaction monitoring system did not receive all merchant transactions for over two years and most alerts were handled inadequately. DNB raised the EUR 2.5 million base fine for a prior fine under the same article and lowered it for a recovery plan. CCV objected on 6 March 2026, so the decision is not final.

The firm fell below its EUR 75,000 minimum capital in two periods, 14 March to 6 December 2024 and 31 March to 1 May 2025. Because this was a second shortfall within 25 months, DNB's policy called for a fine; the firm had closed the gap by converting loans into a share premium reserve and had no clients during the breach. DNB published the decision on 6 March 2026.

DNB ordered the institution to file the auditor's report on its 2024 financial statements, or its 2024 annual accounts, which were due by 31 December 2025, within ten working days. The report had not been filed when DNB published the measure on 11 June 2026, and DNB states that the EUR 12,500 penalty is therefore payable. An objection lodged on 18 February 2026 was withdrawn on 22 April 2026.

Fine imposed 16 January 2026 and published 13 July 2026. At the end of the last trading day of 2023 he instructed a broker to buy NX Filtration shares to lift the price from EUR 6.30 to EUR 6.70, which the AFM treats as marking the close. The announcement does not say whether the fine is final.

BFT ordered the firm to hand over the documents and data it had requested for its Wwft supervision by 16 January 2026, because the firm had not responded to the request. The penalty is EUR 250 per day of delay up to a maximum of EUR 5,000, which is a ceiling and not an imposed fine, so no penalty amount is recorded.

Fine imposed 24 November 2025 and published 19 August 2026. The firm did not commission an audit in 2022 for the 2021 financial year. Its objection was filed late and declared manifestly inadmissible; no appeal followed, so the fine is final.

Part of two fines totalling EUR 20 million. DNB found the bank did not adequately monitor customers for money laundering and so did not detect, or detected too late, the related risks.

Part of two fines totalling EUR 20 million imposed 22 January 2025 and published 30 January 2025. DNB treated the failure to ensure controlled business operations as very serious and long-lasting. The page does not say whether the fines are final.