Banco Central de São Tomé e Príncipe BCSTP

The central bank of São Tomé e Príncipe. Its supervision directorate covers banks and insurers and, under separate laws, microfinance institutions and payment institutions, with four areas: micro-prudential banking, macro-prudential banking, regulation and licensing, and insurance supervision.

Under Arts. 6 and 34 of its 2025 Organic Law it has exclusive authority to license, register and supervise financial institutions, apply corrective measures and administrative sanctions, and to regulate and oversee payment systems. It issues binding rules (Normas de Aplicação Permanente, NAP) and, per its website, monitors the AML/CFT systems that institutions maintain.