Banking — regulation across countries

Regulator	Country	Official site
DAB Da Afghanistan Bank	Afghanistan	source
FinTRACA Financial Transactions and Reports Analysis Centre of Afghanistan	Afghanistan	source
Bank of Albania (Banka e Shqipërisë) Bank of Albania (Banka e Shqipërisë)	Albania	source
Commission bancaire (Banking Commission) Commission bancaire (Banking Commission)	Algeria	—
AFA Autoritat Financera Andorrana	Andorra	source
UIFAND Unitat d'Intel·ligència Financera d'Andorra	Andorra	source
BNA Banco Nacional de Angola	Angola	source
BCRA Banco Central de la República Argentina	Argentina	source
CBA Central Bank of Armenia	Armenia	source
ASCS Australian Cyber Security Centre	Australia	source
APRA Australian Prudential Regulation Authority	Australia	source
AUSTRAC Australian Transaction Reports and Analysis Centre	Australia	source
DFAT Department of Foreign Affairs and Trade	Australia	source
OAIC Office of the Australian Information Commissioner	Australia	source
RBA Reserve Bank of Australia	Australia	source
FMA Finanzmarktaufsichtsbehörde (Financial Market Authority Austria)	Austria	source
A-FIU Geldwäschemeldestelle (Financial Intelligence Unit) at the Bundeskriminalamt	Austria	source
OeNB Oesterreichische Nationalbank	Austria	source
CBAR Central Bank of the Republic of Azerbaijan	Azerbaijan	source
Special Communication and Information Security State Service of the Republic of Azerbaijan (Government CERT) Special Communication and Information Security State Service of the Republic of Azerbaijan (Government CERT)	Azerbaijan	source
CBB Central Bank of Bahrain	Bahrain	source
BB Bangladesh Bank	Bangladesh	source
BFIU Bangladesh Financial Intelligence Unit	Bangladesh	source
CBB Central Bank of Barbados	Barbados	source
NBB Nationale Bank van België / Banque nationale de Belgique (National Bank of Belgium)	Belgium	source
CBB Central Bank of Belize	Belize	source
BCEAO Banque Centrale des États de l'Afrique de l'Ouest (Central Bank of the West African States)	Benin	source
Commission Bancaire de l'UMOA (UMOA Banking Commission) Commission Bancaire de l'UMOA (UMOA Banking Commission)	Benin	source
RMA Royal Monetary Authority of Bhutan	Bhutan	source
BCB Banco Central de Bolivia	Bolivia	source
Banking Agency of the Federation of Bosnia and Herzegovina (Agencija za bankarstvo Federacije Bosne i Hercegovine) Banking Agency of the Federation of Bosnia and Herzegovina (Agencija za bankarstvo Federacije Bosne i Hercegovine)	Bosnia and Herzegovina	source
CBBH Central Bank of Bosnia and Herzegovina (Centralna banka Bosne i Hercegovine)	Bosnia and Herzegovina	source
Bank of Botswana Bank of Botswana	Botswana	source
ANPD Autoridade Nacional de Proteção de Dados	Brazil	source
BCB Banco Central do Brasil	Brazil	source
COAF Conselho de Controle de Atividades Financeiras	Brazil	source
BDCB Brunei Darussalam Central Bank	Brunei	source
BNB Българска народна банка (Bulgarian National Bank)	Bulgaria	source
BCEAO Banque Centrale des États de l'Afrique de l'Ouest (Central Bank of the West African States)	Burkina Faso	source
Commission Bancaire de l'UMOA (UMOA Banking Commission) Commission Bancaire de l'UMOA (UMOA Banking Commission)	Burkina Faso	source
BRB Banque de la République du Burundi (Bank of the Republic of Burundi)	Burundi	source
UIF Unidade de Informação Financeira	Cabo Verde	—
NBC National Bank of Cambodia	Cambodia	source
ANTIC Agence Nationale des Technologies de l'Information et de la Communication (National Agency for Information and Communication Technologies)	Cameroon	source
BEAC Banque des États de l'Afrique Centrale (Bank of Central African States)	Cameroon	source
COBAC Commission Bancaire de l'Afrique Centrale (Central African Banking Commission)	Cameroon	source
AMF Autorité des marchés financiers (Quebec)	Canada	source
Bank of Canada Bank of Canada	Canada	source
CDIC Canada Deposit Insurance Corporation	Canada	source
FCAC Financial Consumer Agency of Canada	Canada	source
FINTRAC Financial Transactions and Reports Analysis Centre of Canada	Canada	source
OPC Office of the Privacy Commissioner of Canada	Canada	source
OSFI Office of the Superintendent of Financial Institutions	Canada	source
COBAC Commission Bancaire de l'Afrique Centrale	Central African Republic	source
BEAC Banque des États de l'Afrique Centrale	Chad	source
COBAC Commission Bancaire de l'Afrique Centrale	Chad	source
BCCh Banco Central de Chile	Chile	source
CMF Comisión para el Mercado Financiero	Chile	source
UAF Unidad de Análisis Financiero	Chile	source
CAMLMAC China Anti-Money Laundering Monitoring and Analysis Centre	China	source
CAC Cyberspace Administration of China	China	source
NFRA National Financial Regulatory Administration	China	source
PBOC People's Bank of China	China	source
SAFE State Administration of Foreign Exchange	China	source
Banco de la República Banco de la República	Colombia	source
Fogafín Fondo de Garantías de Instituciones Financieras	Colombia	source
Superintendencia Financiera de Colombia Superintendencia Financiera de Colombia	Colombia	source
BCCR Banco Central de Costa Rica	Costa Rica	source
SUGEF Superintendencia General de Entidades Financieras	Costa Rica	source
BCEAO Banque Centrale des États de l'Afrique de l'Ouest	Côte d'Ivoire	source
Commission Bancaire de l'UMOA Commission Bancaire de l'UMOA	Côte d'Ivoire	source
HNB Hrvatska narodna banka (Croatian National Bank)	Croatia	source
AMLO Ured za sprječavanje pranja novca (Anti-Money Laundering Office)	Croatia	source
BCC Banco Central de Cuba	Cuba	—
CBC Central Bank of Cyprus	Cyprus	source
DSA Digital Security Authority	Cyprus	source
ČNB Česká národní banka (Czech National Bank)	Czechia	source
FAÚ Finanční analytický úřad (Financial Analytical Office)	Czechia	source
BCC Banque Centrale du Congo	Democratic Republic of the Congo	source
Danmarks Nationalbank Danmarks Nationalbank	Denmark	source
BCD Banque Centrale de Djibouti (Central Bank of Djibouti)	Djibouti	source
ECCB Eastern Caribbean Central Bank	Dominica	source
FSU Financial Services Unit	Dominica	source
BCRD Banco Central de la República Dominicana (Central Bank of the Dominican Republic)	Dominican Republic	source
SB Superintendencia de Bancos de la República Dominicana (Superintendency of Banks)	Dominican Republic	source
BCE Banco Central del Ecuador	Ecuador	source
JPRFM Junta de Política y Regulación Financiera y Monetaria	Ecuador	source
SEPS Superintendencia de Economía Popular y Solidaria	Ecuador	source
UAFE Unidad de Análisis Financiero y Económico	Ecuador	source
CBE Central Bank of Egypt	Egypt	source
EMLCU Egyptian Money Laundering and Terrorist Financing Combating Unit	Egypt	source
SSF Superintendencia del Sistema Financiero	El Salvador	source
UIF Unidad de Investigación Financiera	El Salvador	source
ANIF Agencia Nacional de Investigación Financiera (National Agency for Financial Investigation)	Equatorial Guinea	source
BEAC Banque des États de l'Afrique Centrale	Equatorial Guinea	source
COBAC Commission Bancaire de l'Afrique Centrale	Equatorial Guinea	source
Eesti Pank (Bank of Estonia) Eesti Pank (Bank of Estonia)	Estonia	source
FIU Financial Intelligence Unit	Estonia	source
Finantsinspektsioon (Estonian Financial Supervision and Resolution Authority) Finantsinspektsioon (Estonian Financial Supervision and Resolution Authority)	Estonia	source
NBE National Bank of Ethiopia	Ethiopia	source

Law or regulation	Type	Country	Year	Source
Regulation No. 51/2024 "Për administrimin e rrezikut operacional nga bankat, institucionet e pagesave dhe institucionet e parasë elektronike" (Regulation No. 51/2024 on Operational Risk Management by Banks, Payment Institutions and Electronic Money Institutions)	Regulation	Albania	2024	source
Udhëzues mbi rreziqet financiare të lidhura me klimën dhe mjedisin (Guidance on Climate- and Environment-Related Financial Risks)	Guideline	Albania	2024	source
Regulation No. 29/2022 "Për autentifikimin e thelluar të klientit dhe standardet e përbashkëta, të hapura dhe të sigurta të komunikimit" (Regulation No. 29/2022 on Strong Customer Authentication and Common, Open and Secure Communication Standards)	Regulation	Albania	2022	source
Regulation No. 44/2009 "On the prevention of money laundering and financing of terrorism" (Rregullore nr. 44/2009), as amended	Regulation	Albania	2009	source
Law 9662/2006 "On banks in the Republic of Albania"	Act	Albania	2006	source
Decret 76/2022, del 2 de març, d'aprovació del Reglament de la Llei 14/2017 (Decree 76/2022 approving the Regulation of Law 14/2017)	Regulation	Andorra	2022	source
Llei 7/2021, del 29 d'abril, de recuperació i de resolució d'entitats bancàries i d'empreses d'inversió (Law 7/2021 on recovery and resolution of banking entities and investment firms)	Act	Andorra	2021	source
Llei 35/2018, del 20 de desembre, de solvència, liquiditat i supervisió prudencial d'entitats bancàries i empreses d'inversió (Law 35/2018 on solvency, liquidity and prudential supervision of banking entities and investment firms)	Act	Andorra	2018	source
Llei 8/2018, del 17 de maig, dels serveis de pagament i el diner electrònic (Law 8/2018 on payment services and electronic money) - text refós amb la Llei 27/2018	Act	Andorra	2018	source
Llei 14/2017, del 22 de juny, de prevenció i lluita contra el blanqueig de diners o valors i el finançament del terrorisme (Law 14/2017 on the prevention and fight against money laundering and terrorist financing)	Act	Andorra	2017	source
Llei 7/2013, del 9 de maig, sobre el règim jurídic de les entitats operatives del sistema financer andorrà i altres disposicions que regulen l'exercici de les activitats financeres al Principat d'Andorra (Law 7/2013 on the legal regime of the operating entities of the Andorran financial system) - text refós	Act	Andorra	2013	source
Llei de regulació del règim disciplinari del sistema financer, del 27 de novembre de 1997 - text refós (Law regulating the disciplinary regime of the financial system, consolidated text)	Act	Andorra	1997	source
Aviso n.º 4/25, de 22 de Agosto — Regras e procedimentos para a abertura, movimentação e encerramento de Contas de Moeda Electrónica (BNA Notice 4/25 on opening, operating and closing e-money accounts)	Regulation	Angola	2025	source
Aviso n.º 19/22, de 12 de Outubro — Regulamento que define as Regras de Organização e Funcionamento da Sandbox Regulatória (BNA Notice 19/22 on the organisation and operation of the regulatory sandbox)	Regulation	Angola	2022	source
Lei n.º 24/21, de 18 de Outubro — Lei do Banco Nacional de Angola (Law 24/21 on the National Bank of Angola)	Act	Angola	2021	source
Money Laundering & the Financing of Terrorism Guidelines for Financial Institutions (Amendment, 4 March 2025)	Guideline	Antigua and Barbuda	2025	source
Guidelines for the Application of Simplified Customer Due Diligence Measures to Licensed Financial Institutions (Guidelines No. 02 of 2025)	Guideline	Antigua and Barbuda	2025	source
The Financial Services Regulatory Commission Act, 2013 (No. 5 of 2013)	Act	Antigua and Barbuda	2013	source
Money Laundering (Prevention) Regulations 2007 (SI No. 38 of 2007), as amended	Regulation	Antigua and Barbuda	2007	source
Resolución UIF 14/2023 — Entidades Financieras y Cambiarias (UIF Resolution 14/2023 on AML/CFT for financial and exchange institutions)	Regulation	Argentina	2023	source
Comunicación "A" 7724 — Requisitos mínimos para la gestión y control de los riesgos de tecnología y seguridad de la información (BCRA Communication A 7724: minimum requirements for managing technology and information security risks)	Circular	Argentina	2023	source
Ley 25.246 de Encubrimiento y Lavado de Activos (Law 25,246 on Concealment and Money Laundering)	Act	Argentina	2000	source
Ley 21.526 de Entidades Financieras (Law 21,526 on Financial Institutions)	Act	Argentina	1977	source
Law on Introducing Uniform System of Financial Regulation and Supervision (HO-242-N)	Act	Armenia	2005	source
CPS 230 Operational Risk Management	Direction	Australia	2026	source
Financial Accountability Regime Act 2023	Act	Australia	2023	source
CPG 229 Climate Change Financial Risks	Guideline	Australia	2021	source
CPS 234 Information Security	Direction	Australia	2019	source
National Consumer Credit Protection Act 2009	Act	Australia	2009	source
Anti-Money Laundering and Counter-Terrorism Financing Act 2006	Act	Australia	2006	source
Australian Securities and Investments Commission Act 2001	Act	Australia	2001	source
Privacy Act 1988	Act	Australia	1988	source
Banking Act 1959	Act	Australia	1959	source
FMA Guide for Managing Sustainability Risks (01/2025)	Guideline	Austria	2025	source
Bundesgesetz über das Wirksamwerden der Verordnung (EU) 2022/2554 über die digitale operationale Resilienz im Finanzsektor (DORA-Vollzugsgesetz – DORA-VG) (DORA Enforcement Act)	Act	Austria	2024	source
Bundesgesetz zur Verhinderung der Geldwäscherei und Terrorismusfinanzierung im Finanzmarkt (Finanzmarkt-Geldwäschegesetz – FM-GwG) (Federal Act on the Prevention of Money Laundering and Terrorist Financing in Financial Markets)	Act	Austria	2016	source
Finanzmarktaufsichtsbehördengesetz (FMABG) (Federal Act on the establishment and organisation of the Financial Market Authority)	Act	Austria	2001	source
Bundesgesetz über die Oesterreichische Nationalbank (Nationalbankgesetz 1984 – NBG) (Federal Act on the Oesterreichische Nationalbank)	Act	Austria	1984	source
Regulation on the application of the Regulatory Sandbox (Central Bank Resolution No. 06/4, 31 January 2024)	Regulation	Azerbaijan	2024	source
Banklarda ekoloji risklərin idarə edilməsi üzrə Təlimat (Instruction on the Management of Environmental Risks in Banks)	Guideline	Azerbaijan	2024	source
Law of the Republic of Azerbaijan on Targeted Financial Sanctions (No. 782-VIQ, 30 December 2022)	Act	Azerbaijan	2022	source
Azərbaycan Respublikasının Mərkəzi Bankı haqqında Qanun (Law on the Central Bank of the Republic of Azerbaijan)	Act	Azerbaijan	2004	source
Payment Instruments (Oversight) Regulations, 2017	Regulation	Bahamas	2017	source
Guidelines on Minimum Standards for the Outsourcing of Material Functions	Guideline	Bahamas	2004	source
Operational Risk Management Module (OM), CBB Rulebook Volume 1 (revised December 2019)	Direction	Bahrain	2019	source
পরিশোধ ও নিষ্পত্তি ব্যবস্থা আইন, ২০২৪ (Payment and Settlement System Act, 2024)	Act	Bangladesh	2024	source
Guideline on Sustainability and Climate-related Financial Disclosure for Banks and Finance Companies (SFD Circular No. 06 of 2023)	Guideline	Bangladesh	2023	source
Foreign Exchange Policy Department, FE Circular No. 24 of 15 September 2022: Prohibition regarding virtual assets and virtual currencies	Circular	Bangladesh	2022	source
Money Laundering Prevention Act, 2012 (Act No. 5 of 2012)	Act	Bangladesh	2012	source
The Bangladesh Bank Order, 1972 (President's Order No. 127 of 1972)	Act	Bangladesh	1972	source
Technology and Cyber Risk Management Guideline (revised as at 31 March 2026)	Guideline	Barbados	2023	source
Central Bank of Barbados Act, 2020-30	Act	Barbados	2020	source
Money Laundering and Financing of Terrorism (Prevention and Control) Act, 2011-23	Act	Barbados	2011	source
Financial Institutions Act, Cap. 324A	Act	Barbados	—	source
Постановление Правления Национального банка Республики Беларусь от 20 января 2026 г. № 17 «Об утверждении стандартов финансовых услуг и технологий» (National Bank Board Resolution No. 17 of 20 January 2026 approving financial services and technology standards)	Regulation	Belarus	2026	source
Постановление Правления Национального банка Республики Беларусь от 19 сентября 2016 г. № 494 «Об утверждении Инструкции о требованиях к правилам внутреннего контроля организаций, осуществляющих финансовые операции, в сфере предотвращения легализации доходов, полученных преступным путем, финансирования террористической деятельности и финансирования распространения оружия массового поражения» (National Bank Board Resolution No. 494 of 19 September 2016 approving the Instruction on requirements for internal control rules of organisations carrying out financial operations for AML/CFT/CPF)	Regulation	Belarus	2016	source
Law of 18 September 2017 on the prevention of money laundering and terrorist financing and on the restriction of the use of cash	Act	Belgium	2017	source
Central Bank of Belize Act, Chapter 262, Revised Edition 2020	Act	Belize	2020	source
International Banking Act, Chapter 267, Revised Edition 2020	Act	Belize	2020	source
Credit Unions Act, Chapter 314, Revised Edition 2011	Act	Belize	2011	source
Instruction n° 001-01-2024 du 23 janvier 2024 relative aux services de paiement dans l'Union Monétaire Ouest Africaine (Instruction on payment services in the UMOA)	Direction	Benin	2024	source
Instructivo Específico para Entidades de Intermediación Financiera con Enfoque Basado en Gestión de Riesgos contra la Legitimación de Ganancias Ilícitas, el Financiamiento del Terrorismo y el Financiamiento de la Proliferación de Armas de Destrucción Masiva (Specific Instruction for Financial Intermediation Entities, risk-based, against money laundering, terrorist financing and proliferation financing)	Direction	Bolivia	2026	source
Prijedlog zakona o izmjenama i dopunama Zakona o bankama (Draft Law on Amendments to the Law on Banks of the Federation of BiH)	Act	Bosnia and Herzegovina	2025	source
Law on the Central Bank of Bosnia and Herzegovina	Act	Bosnia and Herzegovina	1997	source
Bank of Botswana Regulatory Sandbox Guidelines	Guideline	Botswana	2025	source
Banking Act, 2023 (Act No. 8 of 2023)	Act	Botswana	2023	source
Bank of Botswana (Amendment) Act No. 24 of 2022	Act	Botswana	2022	source
National Clearance and Settlement Systems Act (Cap. 46:06)	Act	Botswana	2003	source
Bank of Botswana Act, 1996 (Cap. 55:01)	Act	Botswana	1996	source
Lei Complementar nº 179, de 24 de fevereiro de 2021 (Complementary Law 179/2021 on the objectives and autonomy of the Central Bank of Brazil)	Act	Brazil	2021	source
Resolution CMN 4,893 of February 26, 2021 (cyber security policy and contracting of data processing, storage and cloud computing services)	Regulation	Brazil	2021	source
Circular BCB nº 3.978, de 23 de janeiro de 2020 (Circular BCB 3,978 on AML/CFT policies, procedures and internal controls)	Circular	Brazil	2020	source
Lei nº 13.810, de 8 de março de 2019 (Law 13,810/2019 on compliance with UN Security Council sanctions and asset freezing)	Act	Brazil	2019	source
Lei Geral de Proteção de Dados (LGPD), Law No. 13,709/2018	Act	Brazil	2018	source
Lei nº 13.506, de 13 de novembro de 2017 (Law 13,506/2017 on the administrative sanctioning process of the Central Bank and the CVM)	Act	Brazil	2017	source
Law No. 12,865/2013 (Payments Law)	Act	Brazil	2013	source
Lei Complementar nº 105, de 10 de janeiro de 2001 (Complementary Law 105/2001 on the secrecy of financial institutions' operations)	Act	Brazil	2001	source
Law No. 9,613/1998 (Anti-Money Laundering Law)	Act	Brazil	1998	source
Lei nº 7.492, de 16 de junho de 1986 (Law 7,492/1986 defining crimes against the national financial system)	Act	Brazil	1986	source
Law No. 4,595/1964 (Banking Reform Law)	Act	Brazil	1964	source
Notice on Reporting of Fraud Incidents for Banks (Notice No. BU/N-3/2022/74 - Amendment No. 1)	Notification	Brunei	2022	source
Notice on Early Detection of Cyber Intrusion and Incident Reporting for Financial Institutions (FTU/N-1/2017/1, Amendment No. 2)	Notification	Brunei	2017	source
Criminal Asset Recovery Order, 2012	Act	Brunei	2012	source
Anti-Terrorism Order, 2011	Act	Brunei	2011	source
Banking Act (Chapter 95) (originally the Banking Order, 2006)	Act	Brunei	2006	source
Ordinance No 7 of the BNB of 24 April 2014 on Organisation and Risk Management of Banks	Regulation	Bulgaria	2014	source
Закон за Българската народна банка (Bulgarian National Bank Act)	Act	Bulgaria	—	source
Instruction n° 006-05-2018 du 16 mai 2018 fixant les modalités d'application des sanctions pécuniaires prononcées par la Commission Bancaire de l'Union Monétaire Ouest Africaine à l'encontre des établissements de crédit de l'UMOA (Instruction on applying pecuniary sanctions imposed by the Commission Bancaire on credit institutions)	Direction	Burkina Faso	2018	source
Loi uniforme relative à la lutte contre le blanchiment de capitaux, le financement du terrorisme et de la prolifération des armes de destruction massive dans les États membres de l'UMOA (Uniform Law on combating money laundering, terrorist financing and proliferation financing in UMOA member states)	Act	Burkina Faso	—	source
Règlement N° 001/2019 relatif à la protection des consommateurs des produits et services financiers (Regulation on the protection of consumers of financial products and services)	Regulation	Burundi	2019	source
Loi N° 1/07 du 11 mai 2018 portant système national de paiement (Law on the national payment system)	Act	Burundi	2018	source
Loi N° 1/17 du 22 août 2017 régissant les activités bancaires au Burundi (Law governing banking activities in Burundi)	Act	Burundi	2017	source
Loi n° 1/34 du 02 décembre 2008 portant statuts de la Banque de la République du Burundi (Law on the statutes of the Bank of the Republic of Burundi)	Act	Burundi	2008	source
Lei n.º 70/X/2026, de 26 de janeiro — Lei Orgânica do Banco de Cabo Verde (Law 70/X/2026 approving the Organic Law of the Bank of Cabo Verde)	Act	Cabo Verde	2026	source
Lei n.º 30/X/2023, de 21 de junho — Regula a prestação de serviços com ativos virtuais e a constituição de bancos digitais (Law 30/X/2023 on virtual-asset services and the establishment of digital banks)	Act	Cabo Verde	2023	source
Decreto-Legislativo n.º 7/2018 — Regime Jurídico do Sistema de Pagamentos de Cabo Verde (Legislative Decree 7/2018 on the legal framework for the payment system)	Act	Cabo Verde	2018	source
Decreto-Legislativo n.º 8/2018 — Serviços de pagamento e emissão, distribuição e reembolso de moeda eletrónica (Legislative Decree 8/2018 on payment services and electronic money)	Act	Cabo Verde	2018	source
Decreto-Lei n.º 9/2012, de 20 de março — Organização, competências e funcionamento da Unidade de Informação Financeira (Decree-Law 9/2012 on the organisation, powers and operation of the Financial Intelligence Unit)	Act	Cabo Verde	2012	source
Règlement N°01/24/CEMAC/UMAC/COBAC portant agrément unique des établissements de crédit (Regulation No. 01/24/CEMAC/UMAC/COBAC on the single licence for credit institutions)	Regulation	Cameroon	2024	source
Décret N°2012/1643/PM du 14 juin 2012 fixant les conditions d'audit de la sécurité obligatoire des réseaux de communication électronique et des systèmes d'information (Decree on mandatory security audits of electronic communication networks and information systems)	Regulation	Cameroon	2012	source

Obligation	Country	Nature	Verified	Source	Detail
AML compliance programme and responsible person	Albania	—	—	source	View →
Customer due diligence (KYC/CDD)	Albania	At onboarding + ongoing	—	source	View →
Operational and ICT incident reporting to the Bank of Albania	Albania	Initial report within 4 hours of classifying an event as critical; classification no later than 24 hours after discovery	—	source	View →
Outsourcing risk assessment and monitoring	Albania	—	—	source	View →
AML record retention	Algeria	At least 5 years	—	source	View →
Suspicious transaction reporting	Algeria	As soon as suspicion arises (Art. 20: "dès qu'il y a soupçon")	—	source	View →
AML/CFT compliance programme and compliance officer	Angola	Ongoing	—	source	View →
AML record retention	Angola	10 years from the transaction or end of the business relationship	—	source	View →
Customer due diligence (KYC/CDD)	Angola	At onboarding + ongoing	—	source	View →
Suspicious transaction reporting to the UIF	Angola	Immediately; no later than 24 hours after concluding a suspicion exists (UIF Instruction 001/DG-UIF/2026)	—	source	View →
Cyber-incident reporting by financial institutions	Angola	First report after detection; updates every 4 hours until service is restored	—	source	View →
Notification to the BNA before contracting cloud services	Angola	At least 60 days before contracting; 90 days before changes	—	source	View →
Whistleblowing channel and irregularity-reporting policy	Angola	Ongoing	—	source	View →
Run a risk-based AML/CFT prevention system and appoint a compliance officer	Argentina	Ongoing	—	source	View →
Keep AML/CFT records for at least ten years	Argentina	10 years (minimum)	—	source	View →
Identify customers and beneficial owners and verify their identity	Argentina	At onboarding; file updates at least every 1 year (high risk), 3 years (medium), 5 years (low)	—	source	View →
AML/CFT internal acts and internal monitoring unit	Armenia	—	—	source	View →
AML record retention	Armenia	At least 5 years after the business relationship ends or after the date of the transaction	—	source	View →
Customer due diligence (KYC/CDD)	Armenia	At onboarding (verification within 7 days of establishing the relationship, where permitted) + ongoing	—	source	View →
Beneficial owner identification	Armenia	—	—	source	View →
AML/CFT minimum requirements: policy, risk-tiered CDD and audit	Armenia	—	—	source	View →
AML/CTF policies and AML/CTF compliance officer	Australia	Ongoing	—	source	View →
AML/CTF record retention	Australia	7 years	—	source	View →
AML compliance programme, officer and training	Austria	—	—	source	View →
AML record retention	Austria	10 years	—	source	View →
Suspicious transaction reporting to the Geldwäschemeldestelle	Austria	Unverzüglich (without delay), on the entity's own initiative; the text sets no numeric deadline	—	source	View →
Enterprise-wide money laundering and terrorist financing risk analysis	Austria	Kept current; also before introducing new products, practices or technologies	—	source	View →
Reporting major ICT-related incidents to the FMA	Austria	Initial: within 4 hours of classification and no later than 24 hours from discovery; intermediate: 72 hours after the initial report; final: within one month of the last intermediate report	—	source	View →
ICT third-party register and notification of critical outsourcing	Austria	Register submitted annually in a window announced each year; contract notifications 'in a timely manner'	—	source	View →
AML/CFT internal controls, compliance system and compliance officer	Azerbaijan	—	—	source	View →
AML record retention	Azerbaijan	5 years	—	source	View →
Customer due diligence (KYC/CDD)	Azerbaijan	At onboarding + ongoing	—	source	View →
AML/CFT/CPF compliance programme, Compliance Officer and MLRO	Bahamas	—	—	source	View →
Notify the Central Bank of material outsourcing agreements	Bahamas	At least 10 business days before entering into or materially varying the agreement	—	source	View →
Prior CBB approval for material outsourcing	Bahrain	At least 6 weeks before committing	—	source	View →
Retain customer account and transaction records after account closure	Bangladesh	At least 5 years after account closure	—	source	View →
Report suspicious transactions to the BFIU	Bangladesh	Without delay	—	source	View →
Disclose sustainability and climate-related information	Bangladesh	Annual report disclosure; half-yearly regulatory submission	—	source	View →
Refrain from dealing in or facilitating virtual assets and virtual currencies	Bangladesh	Continuous prohibition	—	source	View →
Develop and implement AML/CFT policies, procedures and controls	Barbados	Ongoing	—	source	View →
Keep AML transaction and identification records	Barbados	5 years	—	source	View →
Customer due diligence (KYC/CDD)	Barbados	At onboarding + ongoing	—	source	View →
Report suspicious transactions to the FIU	Barbados	Promptly; no fixed number of days stated	—	source	View →
AML record retention	Belarus	At least 5 years after the contract ends (or from the transaction date if no contract)	—	source	View →
AML compliance programme, officer and internal organisation	Belgium	—	—	source	View →
AML record retention	Belgium	10 years	—	source	View →
Internal channel for staff to report AML/CFT non-compliance	Belgium	—	—	source	View →
Customer due diligence (KYC/CDD)	Belize	At onboarding + ongoing	—	source	View →
Suspicious transaction reporting to CENTIF	Benin	Without delay (Art. 60)	—	source	View →
Customer due diligence (KYC/CDD)	Bhutan	At onboarding + ongoing	—	source	View →
AML compliance programme and responsible officer	Bolivia	Ongoing; manual reviewed at least once a year	—	source	View →
AML record retention	Bolivia	Not less than 10 years after the transaction	—	source	View →
Customer due diligence (KYC/CDD)	Bolivia	At onboarding + ongoing	—	source	View →
Registration with the UIF renewed every two years	Bolivia	Every two years	—	source	View →
Digital signature and ATT-authorised certificates for documents in the national payment system	Bolivia	Ongoing; retention of at least 10 years for certificate data and signed documents	—	source	View →
Customer due diligence (KYC/CDD)	Bosnia and Herzegovina	At onboarding + ongoing	—	source	View →
AML/CFT compliance programme and compliance officer	Botswana	Ongoing	—	source	View →
AML/CFT record retention	Botswana	20 years	—	source	View →
Customer due diligence (KYC/CDD)	Botswana	At onboarding + ongoing	—	source	View →
Suspicious transaction reporting to the Financial Intelligence Agency	Botswana	As soon as possible and no later than five working days after the suspicion arose (Reg. 22(1), Financial Intelligence Regulations 2022)	—	source	View →
Cash transaction reporting	Botswana	Within five working days after the transaction is concluded (Reg. 22(2))	—	source	View →
Banking licence required before conducting banking business	Botswana	Before accepting deposits	—	source	View →
Retention of banks' financial records	Botswana	20 years from the date of the last entry	—	source	View →
AML/CFT policy and designated director (banks and other BCB-authorised institutions)	Brazil	Ongoing; policy approved by the board and kept up to date	—	source	View →
AML/CFT record retention (banks and other BCB-authorised institutions)	Brazil	10 years minimum	—	source	View →
Customer due diligence (KYC/CDD) and beneficial ownership (banks and other BCB-authorised institutions)	Brazil	At onboarding + ongoing	—	source	View →
Annual AML/CFT effectiveness report (banks and other BCB-authorised institutions)	Brazil	Annually: base date 31 December, submitted by 31 March; action plan by 30 June	—	source	View →
Bank secrecy over customer operations	Brazil	Ongoing	—	source	View →
Freezing of assets under UN Security Council sanctions	Brazil	Without delay and without prior notice	—	source	View →
Notification of cloud and data-processing outsourcing to the Central Bank (financial institutions)	Brazil	Within 10 days after contracting; 60 days before contracting abroad without an information-exchange agreement	—	source	View →
AML/CFT compliance programme and compliance officer	Brunei	—	—	source	View →
AML record retention	Brunei	7 years from completion of the transaction	—	source	View →
Suspicious transaction reporting to the Financial Intelligence Unit	Brunei	Promptly after forming a suspicion (s.15(1))	—	source	View →
Cyber incident reporting by financial institutions	Brunei	Within 1 hour of discovery; assessment within 2 hours	—	source	View →
Fraud incident reporting by banks	Brunei	1 working day (notice); 5 working days (form); 10 working days after resolution (summary)	—	source	View →
Customer due diligence (KYC/CDD)	Bulgaria	At onboarding + ongoing	—	source	View →
AML/CFT programme, controls and designated officer	Burkina Faso	—	—	source	View →
AML record retention	Burkina Faso	10 years	—	source	View →
Customer due diligence (KYC/CDD)	Burkina Faso	At onboarding + ongoing	—	source	View →
Suspicious transaction declaration to the CENTIF	Burkina Faso	Immediately (Art. 60)	—	source	View →
AML/CFT compliance programme and responsible officer	Cabo Verde	Ongoing	—	source	View →
AML record retention	Cabo Verde	7 years	—	source	View →
Customer due diligence (KYC/CDD)	Cabo Verde	At onboarding + ongoing	—	source	View →
Suspicious transaction reporting to the UIF	Cabo Verde	Immediately on knowledge or suspicion (Art. 20(1))	—	source	View →
BCV authorisation to set up a digital bank	Cabo Verde	Before starting operations	—	source	View →
AML compliance programme and officer	Cameroon	—	—	source	View →
AML record retention	Cameroon	10 years	—	source	View →
Customer due diligence (KYC/CDD)	Cameroon	At onboarding + ongoing	—	source	View →
AML compliance programme and compliance officer	Canada	Ongoing; policies kept up to date	—	source	View →
Technology and cyber incident reporting to OSFI	Canada	Within 24 hours, or sooner if possible	—	source	View →
Annual climate-related disclosure under OSFI Guideline B-15	Canada	Annually, within 180 days after fiscal year-end	—	source	View →
AML record retention	Central African Republic	10 years from closure of accounts / end of relationship; transaction records 10 years from the transaction	—	source	View →
Customer due diligence (KYC/CDD)	Central African Republic	At onboarding + ongoing	—	source	View →
Business continuity plan and IT backup for credit institutions	Central African Republic	—	—	source	View →
AML/CFT programme, compliance officer and independent audit	Chad	—	—	source	View →
AML record retention	Chad	10 years	—	source	View →
Customer due diligence (KYC/CDD)	Chad	At onboarding + ongoing	—	source	View →
Appoint an AML compliance officer and keep a prevention manual	Chile	Ongoing; prevention manual updated at least every two years	—	source	View →
Keep AML records for at least five years	Chile	5 years minimum	—	source	View →
Customer due diligence (KYC)	Chile	At onboarding + ongoing; client records updated at least annually or on relevant change	—	source	View →

Date	Entity	Country	Action	Penalty	Source
28 OCT 2026	Unnamed estate agent (megler; name not published) - licence revoked	Norway	Licence Action	—	source
27 OCT 2026	Общество с ограниченной ответственностью Микрокредитная компания «АБЛ-Финанс» (ООО МКК «АБЛ-Финанс»)	Russia	Licence Action	—	source
23 OCT 2026	Allied Funds Towarzystwo Funduszy Inwestycyjnych SA	Poland	Settlement	PLN 50,000≈ US$12,740	source
23 OCT 2026	Towarzystwo Funduszy Inwestycyjnych Agro SA	Poland	Monetary Penalty	PLN 250,000≈ US$63,699	source
23 OCT 2026	Compensa Towarzystwo Ubezpieczeń Spółka Akcyjna Vienna Insurance Group	Poland	Monetary Penalty	PLN 5,000,000≈ US$1,273,983	source
22 OCT 2026	Общество с ограниченной ответственностью Небанковская кредитная организация «Тайдон» (ООО НКО «Тайдон»)	Russia	Licence Action	—	source
21 OCT 2026	해태제과식품㈜ (Haitai Confectionery & Foods Co., Ltd.)	South Korea	Monetary Penalty	KRW 937,800,000≈ US$706,175	source
21 OCT 2026	ООО «КИНЕТИК КАПИТАЛ»	Russia	Remedial Direction	—	source
21 OCT 2026	Наумов Владимир Валерьевич	Russia	Remedial Direction	—	source
19 OCT 2026	Кредитный потребительский кооператив «Касса взаимного кредита»	Russia	Licence Action	—	source
19 OCT 2026	Puducherry Co-operative Urban Bank Ltd	India	Business Restriction	—	source
16 OCT 2026	Соломахин Вадим Альбертович	Russia	Business Restriction · Remedial Direction	—	source
15 OCT 2026	Nomura Holdings Inc.	Germany	Monetary Penalty	€320,000	source
14 OCT 2026	Sir Money Changer Pte Ltd	Singapore	Licence Action	—	source
14 OCT 2026	Iwan Margana	Indonesia	Licence Action · Prohibition Order	—	source
14 OCT 2026	PT Pratama Capital Assets Management	Indonesia	Licence Action	—	source
14 OCT 2026	Kreditbanken A/S	Denmark	Remedial Direction	—	source
13 OCT 2026	中信银行股份有限公司	China	Disgorgement / Restitution · Monetary Penalty	CNY 5,920,600≈ US$884,398	source
13 OCT 2026	华夏银行股份有限公司	China	Disgorgement / Restitution · Monetary Penalty	CNY 10,504,700≈ US$1,569,154	source
13 OCT 2026	Bank of America, N.A.	United States	Settlement	US$11,662,930	source
12 OCT 2026	КПК «ЛАЙФФИНАНС»	Russia	Licence Action	—	source
12 OCT 2026	AIFM Capital AB	Sweden	Monetary Penalty · Formal Reprimand	SEK 2,000,000	source
12 OCT 2026	Natural person (not named): business partner of an issuer	Austria	Monetary Penalty	€5,000	source
9 OCT 2026	КПК «ДЕЛО И ДЕНЬГИ»	Russia	Licence Action	—	source
9 OCT 2026	Pegasus Worldwide Logistics	United States	Settlement	US$175,015	source

• RBI restricts Sri Mahatma Basaveshwar Co-operative Bank operations for six months 31 Oct 2026
• US sanctions bill targets Russian energy sector under Graham legislation 3 Oct 2026
• RBI extends regulatory directive for cooperative urban bank three months 3 Oct 2026
• RBI extends supervisory directions for Industrial Co-operative Bank Ltd. 3 Oct 2026
• AUSTRAC Examines Western Union AML Controls and Transaction Monitoring 26 Sep 2026
• RBI finalizes Basel III market risk capital requirements for banks 26 Sep 2026
• RBI penalizes gold-loan fintech KLM Axiva Finvest Limited for auction surplus non-payment 26 Sep 2026
• RBI penalizes Hero Fincorp for excess interest collection breaches 26 Sep 2026
• RBI penalizes Ola Financial Services for KYC compliance failures 25 Sep 2026