Slovakia

Art. 20(1) requires the obliged person to keep a written programme approved by its statutory body. Art. 20(2)(h) requires the programme to name a person responsible for AML/CFT duties, including reporting unusual transactions, who must hold a managerial office, and Art. 20(3) requires staff training at least once a calendar year.

Art. 19(2) requires records to be kept for five years, counted from the end of the contractual relationship or the date of an occasional transaction. Art. 19(3) allows the FIU to ask for a longer period of up to a further five years.

Art. 10(2) requires basic customer due diligence when entering into a business relationship, for certain occasional transactions, where an unusual transaction is suspected and where earlier customer data is in doubt. Simplified and enhanced due diligence are in Arts. 11 and 12.

Art. 17(1) requires the obliged person to report any actual or attempted unusual transaction to the Financial Intelligence Unit without undue delay.

Act 248/2024 s. 7 names NBS as the competent authority for crypto-asset services in Slovakia. Under s. 12, persons authorised before 30 December 2024 to provide virtual currency exchange or wallet services may continue until 30 December 2025, or until a decision on their application becomes final if that comes first. NBS says that under MiCA crypto-asset service providers need authorisation from the competent authority.