Rule 2026 draft
Anti-Money Laundering and Countering the Financing of Terrorism Programs (FinCEN proposed rule, April 2026)
Issued by Financial Crimes Enforcement Network
Plain-English summary
Proposed rule announced 7 April 2026 that would reform institutional AML/CFT programmes towards risk-focused, effectiveness-based expectations, limit examiners substituting their own judgment, and require bank supervisors to consult FinCEN on significant supervisory actions. Comments closed 9 June 2026; it supersedes the July 2024 proposal.
Who it applies to
Banking · Capital Markets · Payments & Fintech · Crypto / VDA
Topics
AML / CFT / Sanctions
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