Enacted in 1999 (Pub. L. 106-102, Title V). Financial institutions have a continuing obligation to respect customer privacy and protect the security and confidentiality of nonpublic personal information, and 15 U.S.C. 6801(b) requires the agencies to set administrative, technical and physical safeguards standards. The FTC has issued the Privacy Rule (16 CFR Part 313) and the Safeguards Rule (16 CFR Part 314).
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