Estonia

Finantsinspektsioon began work on 1 January 2002 as Estonia's joint financial supervisor and now also carries out resolution work, as its full name indicates. It describes itself as independent in its decision-making, with autonomous responsibilities and its own budget.

Its supervised entities include banks, insurers and insurance intermediaries, investment firms, fund managers, investment and pension funds, payment and e-money institutions, creditors and credit intermediaries, crowdfunding platforms and crypto-asset service providers. It also supervises anti-money laundering and financial sanctions compliance of credit and financial institutions, issues advisory guidelines, and runs an Innovation Hub as a contact point for fintech firms. Branches and cross-border providers from other EEA states stay under their home authority.