National Credit Regulator NCR

Official site
https://www.ncr.org.za
Constituting statute
National Credit Act 34 of 2005
Activity · 90 days Laws & RegulationsEnforcementNews
Enforcement action — 15 Sep 2026

Who they are

Regulator of the credit industry, established by the National Credit Act. The act came into effect in June 2006.

What they do

Registers credit providers, credit bureaus, debt counsellors, alternative dispute resolution agents and payment distribution agents. It investigates complaints, enforces the Act and carries out consumer education, research and policy development.

Key laws & regulations issued

All Laws & Regulations from NCR →

Enforcement by this regulator

Enforcement actions by this regulator
Date Entity Action Penalty Source
15 Sep 2026 Bongolethu Gedeza (trading as CDS Consulting, PDS Consulting and Debt Counselling Removals South Africa) (individual (registered debt counsellor)) Licence Action Monetary Penalty ZAR 1,000,000≈ US$61,002 official

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Related regulators

Others in South Africa supervising overlapping sectors.