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Prudential & Capital — across countries

Law or regulationTypeCountryYearSource
Udhëzues mbi rreziqet financiare të lidhura me klimën dhe mjedisin (Guidance on Climate- and Environment-Related Financial Risks) Guideline Albania 2024 source
Law 9662/2006 "On banks in the Republic of Albania" Act Albania 2006 source
Llei 7/2021, del 29 d'abril, de recuperació i de resolució d'entitats bancàries i d'empreses d'inversió (Law 7/2021 on recovery and resolution of banking entities and investment firms) Act Andorra 2021 source
Llei 35/2018, del 20 de desembre, de solvència, liquiditat i supervisió prudencial d'entitats bancàries i empreses d'inversió (Law 35/2018 on solvency, liquidity and prudential supervision of banking entities and investment firms) Act Andorra 2018 source
Llei 12/2017, del 22 de juny, d'ordenació i supervisió d'assegurances i reassegurances del Principat d'Andorra (Law 12/2017 on the regulation and supervision of insurance and reinsurance) Act Andorra 2017 source
Llei 7/2013, del 9 de maig, sobre el règim jurídic de les entitats operatives del sistema financer andorrà i altres disposicions que regulen l'exercici de les activitats financeres al Principat d'Andorra (Law 7/2013 on the legal regime of the operating entities of the Andorran financial system) - text refós Act Andorra 2013 source
Llei de regulació del règim disciplinari del sistema financer, del 27 de novembre de 1997 - text refós (Law regulating the disciplinary regime of the financial system, consolidated text) Act Andorra 1997 source
Lei n.º 24/21, de 18 de Outubro — Lei do Banco Nacional de Angola (Law 24/21 on the National Bank of Angola) Act Angola 2021 source
The Financial Services Regulatory Commission Act, 2013 (No. 5 of 2013) Act Antigua and Barbuda 2013 source
The Insurance Act, 2007 (No. 13 of 2007) Act Antigua and Barbuda 2007 source
Ley 21.526 de Entidades Financieras (Law 21,526 on Financial Institutions) Act Argentina 1977 source
Ley 20.091 de Entidades de Seguros y su Control (Law 20,091 on Insurance Entities and their Supervision) Act Argentina 1973 source
Law on Introducing Uniform System of Financial Regulation and Supervision (HO-242-N) Act Armenia 2005 source
Financial Accountability Regime Act 2023 Act Australia 2023 source
CPG 229 Climate Change Financial Risks Guideline Australia 2021 source
Banking Act 1959 Act Australia 1959 source
Bundesgesetz über den Betrieb und die Beaufsichtigung der Vertragsversicherung (Versicherungsaufsichtsgesetz 2016 – VAG 2016) Act Austria 2016 source
Bundesgesetz über die Oesterreichische Nationalbank (Nationalbankgesetz 1984 – NBG) (Federal Act on the Oesterreichische Nationalbank) Act Austria 1984 source
Banklarda ekoloji risklərin idarə edilməsi üzrə Təlimat (Instruction on the Management of Environmental Risks in Banks) Guideline Azerbaijan 2024 source
Azərbaycan Respublikasının Mərkəzi Bankı haqqında Qanun (Law on the Central Bank of the Republic of Azerbaijan) Act Azerbaijan 2004 source
Insurance Act, 2005 (Chapter 347) Act Bahamas 2005 source
Stablecoin Issuance and Offering Module (SIO), CBB Rulebook Volume 6 Direction Bahrain 2025 source
পরিশোধ ও নিষ্পত্তি ব্যবস্থা আইন, ২০২৪ (Payment and Settlement System Act, 2024) Act Bangladesh 2024 source
Insurance Act, 2010 (Act No. XIII of 2010) Act Bangladesh 2010 source
The Bangladesh Bank Order, 1972 (President's Order No. 127 of 1972) Act Bangladesh 1972 source
Central Bank of Barbados Act, 2020-30 Act Barbados 2020 source
Financial Services Commission Act, 2010-21 Act Barbados 2010 source
Financial Institutions Act, Cap. 324A Act Barbados — source
Act of 11 March 2018 on the legal status and supervision of payment institutions and electronic money institutions and on access to the activity of payment service provider, to the issuance of electronic money and to payment systems Act Belgium 2018 source
Act of 13 March 2016 on the legal status and supervision of insurance and reinsurance companies (Insurance Supervision Act) Act Belgium 2016 source
Central Bank of Belize Act, Chapter 262, Revised Edition 2020 Act Belize 2020 source
International Banking Act, Chapter 267, Revised Edition 2020 Act Belize 2020 source
Credit Unions Act, Chapter 314, Revised Edition 2011 Act Belize 2011 source
Prijedlog zakona o izmjenama i dopunama Zakona o bankama (Draft Law on Amendments to the Law on Banks of the Federation of BiH) Act Bosnia and Herzegovina 2025 source
Zakon o društvima za osiguranje (Law on Insurance Companies of Republika Srpska) Act Bosnia and Herzegovina 2005 source
Law on the Central Bank of Bosnia and Herzegovina Act Bosnia and Herzegovina 1997 source
Banking Act, 2023 (Act No. 8 of 2023) Act Botswana 2023 source
Bank of Botswana (Amendment) Act No. 24 of 2022 Act Botswana 2022 source
Bank of Botswana Act, 1996 (Cap. 55:01) Act Botswana 1996 source
Lei Complementar nº 179, de 24 de fevereiro de 2021 (Complementary Law 179/2021 on the objectives and autonomy of the Central Bank of Brazil) Act Brazil 2021 source
Lei nº 13.506, de 13 de novembro de 2017 (Law 13,506/2017 on the administrative sanctioning process of the Central Bank and the CVM) Act Brazil 2017 source
Lei nº 7.492, de 16 de junho de 1986 (Law 7,492/1986 defining crimes against the national financial system) Act Brazil 1986 source
Decreto-Lei nº 73, de 21 de novembro de 1966 (Decree-Law 73/1966 on the National Private Insurance System) Act Brazil 1966 source
Law No. 4,595/1964 (Banking Reform Law) Act Brazil 1964 source
Banking Act (Chapter 95) (originally the Banking Order, 2006) Act Brunei 2006 source
Ordinance No 7 of the BNB of 24 April 2014 on Organisation and Risk Management of Banks Regulation Bulgaria 2014 source
Закон за Комисията за финансов надзор (Financial Supervision Commission Act) Act Bulgaria 2003 source
Закон за Българската народна банка (Bulgarian National Bank Act) Act Bulgaria — source
Instruction n° 006-05-2018 du 16 mai 2018 fixant les modalités d'application des sanctions pécuniaires prononcées par la Commission Bancaire de l'Union Monétaire Ouest Africaine à l'encontre des établissements de crédit de l'UMOA (Instruction on applying pecuniary sanctions imposed by the Commission Bancaire on credit institutions) Direction Burkina Faso 2018 source
Code des assurances de la CIMA (CIMA Insurance Code) Act Burkina Faso — source
Loi N° 1/17 du 22 août 2017 régissant les activités bancaires au Burundi (Law governing banking activities in Burundi) Act Burundi 2017 source
Loi n° 1/34 du 02 décembre 2008 portant statuts de la Banque de la République du Burundi (Law on the statutes of the Bank of the Republic of Burundi) Act Burundi 2008 source
Lei n.º 70/X/2026, de 26 de janeiro — Lei Orgânica do Banco de Cabo Verde (Law 70/X/2026 approving the Organic Law of the Bank of Cabo Verde) Act Cabo Verde 2026 source
Règlement N°01/24/CEMAC/UMAC/COBAC portant agrément unique des établissements de crédit (Regulation No. 01/24/CEMAC/UMAC/COBAC on the single licence for credit institutions) Regulation Cameroon 2024 source
Code des assurances des États membres de la CIMA (Insurance Code of the CIMA member states) Act Cameroon — source
Liquidity Adequacy Requirements (LAR) - Guideline (2026) Guideline Canada 2026 source
Life Insurance Capital Adequacy Test - Guideline (2025) Guideline Canada 2025 source
Bank Act Act Canada 1991 source
Insurance Companies Act Act Canada 1991 source
Canada Deposit Insurance Corporation Act Act Canada 1985 source
Règlement COBAC R-2016/01 relatif aux conditions et modalités de délivrance des agréments (conditions and procedures for granting licences) Regulation Central African Republic 2016 source
Decreto con Fuerza de Ley N° 3 de 1997, Ministerio de Hacienda, que fija el texto refundido, sistematizado y concordado de la Ley General de Bancos y de otros cuerpos legales que se indican (consolidated text of the General Banking Law) Act Chile 1997 source
Ley N° 18.840, Ley Orgánica Constitucional del Banco Central de Chile Act Chile 1989 source
Decreto Ley N° 3.538, que crea la Comisión para el Mercado Financiero Act Chile 1980 source
Commercial Banking Law of the PRC Act China 1995 source
Ley 31 de 1992 (Law 31 of 1992 on the Banco de la República) Act Colombia 1992 source
Instruction n°006-05-2018 du 16 mai 2018 fixant les modalités d'application des sanctions pécuniaires prononcées par la Commission Bancaire de l'UMOA à l'encontre des établissements de crédit (Instruction on applying the fines imposed by the Commission Bancaire on credit institutions) Direction Côte d'Ivoire 2018 source
Insurance Act (Zakon o osiguranju) Act Croatia 2015 source
Act on the Croatian National Bank (Zakon o Hrvatskoj narodnoj banci) Act Croatia 2008 source
Insurance and Reinsurance Business and Other Related Matters Law of 2016 (Ο περί Ασφαλιστικών και Αντασφαλιστικών Εργασιών και Άλλων Συναφών Θεμάτων Νόμος του 2016, 38(I)/2016) Act Cyprus 2016 source
Central Bank of Cyprus Law of 2002 (Ο περί της Κεντρικής Τράπεζας της Κύπρου Νόμος του 2002, 138(I)/2002) Act Cyprus 2002 source
Business of Credit Institutions Law of 1997 (Ο περί Εργασιών Πιστωτικών Ιδρυμάτων Νόμος, 66(I)/1997) Act Cyprus 1997 source
Loi n° 011/020 du 15 septembre 2011 fixant les règles relatives à l'activité de la microfinance en République Démocratique du Congo (Law 011/020 setting the rules for microfinance activity in the DRC) Act Democratic Republic of the Congo 2011 source
Bekendtgørelse af lov om forsikringsvirksomhed i tværgående pensionskasser, livsforsikringsselskaber og skadesforsikringsselskaber m.v., LBK nr. 461 af 26. april 2026 (Consolidated Insurance Business Act) Act Denmark 2026 source
Loi n°161/AN/12/6ème L du 9 juin 2012 portant réglementation applicable aux entreprises d'assurance (Law 161/AN/12/6th L of 9 June 2012 on the Rules Applicable to Insurance Companies) Act Djibouti 2012 source
Loi n°116/AN/11/6ème L relative à l'établissement des banques islamiques à Djibouti (Law 116/AN/11/6th L on the Establishment of Islamic Banks in Djibouti) Act Djibouti 2011 source
Instruction n°2011-03 relative à la solvabilité des établissements de crédit (Instruction 2011-03 on the Solvency of Credit Institutions) Direction Djibouti 2011 source
Loi n°179/AN/07/5ème L portant réglementation des activités de microfinance sur le territoire de la République de Djibouti (Law 179/AN/07/5th L Regulating Microfinance Activities) Act Djibouti 2007 source
Insurance Act, 2012 (Act No. 4 of 2012) Act Dominica 2012 source
Eastern Caribbean Central Bank Agreement, 1983 Act Dominica 1983 source
Ley No. 183-02 Monetaria y Financiera (Law 183-02, Monetary and Financial Law) Act Dominican Republic 2002 source
Codificación de Resoluciones Monetarias, Financieras, de Valores y Seguros - Libro I: Sistema Monetario y Financiero (Codification of Monetary, Financial, Securities and Insurance Resolutions - Book I: Monetary and Financial System) Regulation Ecuador — source
FRA Chairman's Decision No. 3019 of 2023 amending Chairman's Decision No. 14 of 2007 on financial solvency standards for securities companies Regulation Egypt 2023 source
Central Bank and Banking Sector Law No. 194 of 2020 Act Egypt 2020 source
FRA Board Decision No. 101 of 2020 on financial solvency standards for consumer finance companies (updated 2022) Regulation Egypt 2020 source
Code des assurances des États membres de la CIMA (Insurance Code of the CIMA member states) Act Equatorial Guinea — source
Insurance Act, 2005 Act Eswatini 2005 source
RBF Banking Supervision Policy Statement No. 6: Minimum Requirements for Licensed Financial Institutions for the Management of Money Laundering and Terrorist Financing Risk (Revised 2025) Guideline Fiji 2025 source
Code monétaire et financier (Monetary and Financial Code) Act France — source
Organic Law of Georgia No 1676 on the National Bank of Georgia Act Georgia 2009 source
Law of Georgia on Commercial Bank Activities Act Georgia 1996 source
German Banking Act Act Germany 1961 source
Banks and Specialised Deposit-Taking Institutions Act, 2016 (Act 930) Act Ghana 2016 source
Bank of Ghana Act, 2002 (Act 612) Act Ghana 2002 source
Prudential Standard on Climate-Related and Environmental Risks for Institutions Licensed under the Banking Act, 2015 Guideline Grenada 2023 source
Banking Act, 2015 (Act No. 20 of 2015) Act Grenada 2015 source
Insurance Act, Cap. 150 (Act No. 5 of 2010) Act Grenada 2010 source
Ley Orgánica del Banco de Guatemala, Decreto 16-2002 (Organic Law of the Bank of Guatemala) Act Guatemala 2002 source
Ley de Supervisión Financiera, Decreto 18-2002 (Financial Supervision Law) Act Guatemala 2002 source
Loi ordinaire L/2017/031/AN relative aux institutions financières inclusives en République de Guinée (Ordinary Law L/2017/031/AN on Inclusive Financial Institutions) Act Guinea 2017 source
ObligationCountryNatureVerifiedSourceDetail
Banking licence required before conducting banking business Botswana Before accepting deposits source View →
Retention of banks' financial records Botswana 20 years from the date of the last entry source View →
BCV authorisation to set up a digital bank Cabo Verde Before starting operations source View →
Banking licence required to take deposits and lend Georgia Before commencing activity source View →
Bank licensing by the Approvals Committee Guinea Before starting operations source View →
Annual accounts to the BCRG Guinea Annually, before 30 June source View →
Board discussion of BRH inspection findings and remediation timetable Haiti First board meeting after receipt, at most 30 days source View →
Insurance business licence Japan Before carrying on insurance business source View →
Minimum capital for commercial banks Liberia Phased: 31 December 2026, 2027 and 2028 source View →
Bank licence before starting operations Liechtenstein Before starting operations source View →
Safeguarding of e-money funds Mauritius — source View →
Climate and environmental financial risk framework and disclosure by banks Mauritius Annual disclosure from the financial year ended 31 December 2023 source View →
Climate risk governance and disclosure by credit institutions Mozambique Annual review source View →
Payment institution licence, capital and safeguarding of customer funds Norway Safeguarding by the end of the business day after receipt of funds source View →
Environmental and social risk management by banks Philippines Ongoing source View →
Licence required for banking and securities business Samoa — source View →
Microfinance institutions: prior authorisation and annual external audit São Tomé and Príncipe Before starting activity; annual audit source View →
SAMA licence for finance activity Saudi Arabia Before carrying on finance activity source View →
Deposit Protection Fund membership and premiums Sierra Leone Quarterly source View →
Insurance business licence South Africa Before conducting insurance business source View →
Exchange companies: AML/CFT compliance and licence conditions Sudan Ongoing source View →
Management of climate- and nature-related financial risks Switzerland Climate risks from 1 Jan 2026 (Categories 1-2) or 1 Jan 2027 (Categories 3-5); full implementation by 1 Jan 2028 source View →
Registration of banks before accepting public deposits Syria Before starting deposit-taking source View →
Bank internal control and audit system Taiwan Ongoing source View →
Banking licence required before starting banking business Ukraine — source View →
Central Bank permit before banking or exchange business Yemen — source View →
DateEntityCountryActionPenaltySource
27 OCT 2026 Общество с ограниченной ответственностью Микрокредитная компания «АБЛ-Финанс» (ООО МКК «АБЛ-Финанс») Russia Licence Action — source
23 OCT 2026 Compensa Towarzystwo Ubezpieczeń Spółka Akcyjna Vienna Insurance Group Poland Monetary Penalty PLN 5,000,000 source
22 OCT 2026 Общество с ограниченной ответственностью Небанковская кредитная организация «Тайдон» (ООО НКО «Тайдон») Russia Licence Action — source
19 OCT 2026 Puducherry Co-operative Urban Bank Ltd India Business Restriction — source
12 OCT 2026 Thara Global Business LLC Oman Licence Action — source
7 OCT 2026 Sri Mahatma Basaveshwar Co-operative Bank Ltd., Afzalpur India Business Restriction — source
7 OCT 2026 The Tiruvalla Urban Co-operative Bank Ltd., Tiruvalla, Pathanamthitta India Business Restriction — source
1 OCT 2026 Skjern Bank AS Denmark Remedial Direction — source
30 SEP 2026 OTP Bank S.A. Moldova Formal Reprimand — source
29 SEP 2026 Julius Bär Switzerland Business Restriction · Disgorgement / Restitution — source
24 SEP 2026 Ontario Bancorporation, Inc. United States Remedial Direction · Business Restriction — source
24 SEP 2026 PT Credit Saison Indonesia Finance Indonesia Licence Action — source
23 SEP 2026 제니스투자자문(주) (Zenith Investment Advisory Co., Ltd.) South Korea Licence Action · Monetary Penalty KRW 1,280,000,000 source
23 SEP 2026 신라자산운용(주) (Shilla Asset Management Co., Ltd.) South Korea Licence Action · Monetary Penalty KRW 1,514,000,000 source
16 SEP 2026 Sparekassen Danmark Denmark Remedial Direction — source
14 SEP 2026 Acres Sociedad Titulizadora S.A. Peru Monetary Penalty PEN 33,600 source
11 SEP 2026 Dansk Boligforsikring A/S Denmark Remedial Direction — source
10 SEP 2026 Общество с ограниченной ответственностью «Инвестиционная компания «Титульный брокер» (ООО «ИК «Титульный брокер») Russia Licence Action — source
9 SEP 2026 B.C. "COMERȚBANK" S.A. Moldova Monetary Penalty · Formal Reprimand MDL 958,369.16 source
8 SEP 2026 Asset Care & Reconstruction Enterprise Limited India Monetary Penalty ₹27.3 lakh source
2 SEP 2026 Hinduja Leyland Finance Limited India Monetary Penalty ₹6.2 lakh source
SEP 2026 Banque établie au Sénégal (bank established in Senegal; not named in the release) Senegal Monetary Penalty · Formal Reprimand XOF 300,000,000 source
SEP 2026 Banque installée au Niger (bank established in Niger; not named in the release) Niger Monetary Penalty · Formal Reprimand XOF 300,000,000 source
31 AUG 2026 Sammaan Finserve Limited India Monetary Penalty ₹4.2 lakh source
28 AUG 2026 Ashok Sahakari Bank Ltd., Ahmednagar India Business Restriction — source