AML compliance programme and responsible person Albania — — source View →
Customer due diligence (KYC/CDD) Albania At onboarding + ongoing
— source View →
Virtual asset service providers as AML/CFT reporting entities Albania — — source View →
Originator and beneficiary information on virtual asset transfers Albania — — source View →
Beneficial ownership registration and updating Albania Changes within 90 calendar days of the actual change
— source View →
AML record retention Algeria At least 5 years
— source View →
Suspicious transaction reporting Algeria As soon as suspicion arises (Art. 20: "dès qu'il y a soupçon")
— source View →
AML compliance officer for COSOB-supervised entities Algeria — — source View →
AML record retention for COSOB-supervised entities Algeria At least 5 years
— source View →
Suspicious transaction reporting for COSOB-supervised entities Algeria As soon as suspicion arises; immediately where CDD cannot be completed (Art. 22)
— source View →
AML/CFT compliance programme and compliance officer Angola Ongoing
— source View →
AML record retention Angola 10 years from the transaction or end of the business relationship
— source View →
Customer due diligence (KYC/CDD) Angola At onboarding + ongoing
— source View →
Suspicious transaction reporting to the UIF Angola Immediately; no later than 24 hours after concluding a suspicion exists (UIF Instruction 001/DG-UIF/2026)
— source View →
Travel-rule information for virtual asset transfers Angola With each transfer; sent immediately and securely
— source View →
Annual ML/TF risk self-assessment filed with ARSEG Angola Annually, by 31 March of the following year
— source View →
File an annual beneficial ownership and control attestation with the Registrar of Companies Antigua and Barbuda Annually, within 30 days after the company's anniversary date
— source View →
Run a risk-based AML/CFT prevention system and appoint a compliance officer Argentina Ongoing
— source View →
Keep AML/CFT records for at least ten years Argentina 10 years (minimum)
— source View →
Identify customers and beneficial owners and verify their identity Argentina At onboarding; file updates at least every 1 year (high risk), 3 years (medium), 5 years (low)
— source View →
AML/CFT internal acts and internal monitoring unit Armenia — — source View →
AML record retention Armenia At least 5 years after the business relationship ends or after the date of the transaction
— source View →
Customer due diligence (KYC/CDD) Armenia At onboarding (verification within 7 days of establishing the relationship, where permitted) + ongoing
— source View →
Beneficial owner identification Armenia — — source View →
AML/CFT minimum requirements: policy, risk-tiered CDD and audit Armenia — — source View →
AML/CTF policies and AML/CTF compliance officer Australia Ongoing
— source View →
AML/CTF record retention Australia 7 years
— source View →
AML compliance programme, officer and training Austria — — source View →
AML record retention Austria 10 years
— source View →
Suspicious transaction reporting to the Geldwäschemeldestelle Austria Unverzüglich (without delay), on the entity's own initiative; the text sets no numeric deadline
— source View →
Enterprise-wide money laundering and terrorist financing risk analysis Austria Kept current; also before introducing new products, practices or technologies
— source View →
Travel-rule information for crypto-asset transfers Austria From 30 December 2024; self-hosted wallet checks above EUR 1,000
— source View →
AML/CFT internal controls, compliance system and compliance officer Azerbaijan — — source View →
AML record retention Azerbaijan 5 years
— source View →
Customer due diligence (KYC/CDD) Azerbaijan At onboarding + ongoing
— source View →
VASP travel-rule information for virtual asset transfers Azerbaijan On each virtual asset transfer
— source View →
AML/CFT/CPF compliance programme, Compliance Officer and MLRO Bahamas — — source View →
VASP licensing before offering crypto-asset services Bahrain Before offering services
— source View →
Retain customer account and transaction records after account closure Bangladesh At least 5 years after account closure
— source View →
Report suspicious transactions to the BFIU Bangladesh Without delay
— source View →
Refrain from dealing in or facilitating virtual assets and virtual currencies Bangladesh Continuous prohibition
— source View →
Develop and implement AML/CFT policies, procedures and controls Barbados Ongoing
— source View →
Keep AML transaction and identification records Barbados 5 years
— source View →
Customer due diligence (KYC/CDD) Barbados At onboarding + ongoing
— source View →
Report suspicious transactions to the FIU Barbados Promptly; no fixed number of days stated
— source View →
Keep basic and beneficial ownership information at the registered office Barbados Ongoing; kept at least 5 years; certified in each annual return
— source View →
AML record retention Belarus At least 5 years after the contract ends (or from the transaction date if no contract)
— source View →
AML compliance programme, officer and internal organisation Belgium — — source View →
AML record retention Belgium 10 years
— source View →
Internal channel for staff to report AML/CFT non-compliance Belgium — — source View →
Customer due diligence (KYC/CDD) Belize At onboarding + ongoing
— source View →
Suspicious transaction reporting to CENTIF Benin Without delay (Art. 60)
— source View →
Customer due diligence (KYC/CDD) Bhutan At onboarding + ongoing
— source View →
AML compliance programme and responsible officer Bolivia Ongoing; manual reviewed at least once a year
— source View →
AML record retention Bolivia Not less than 10 years after the transaction
— source View →
Customer due diligence (KYC/CDD) Bolivia At onboarding + ongoing
— source View →
Registration with the UIF renewed every two years Bolivia Every two years
— source View →
Private entities to supply information to the UIF and report suspected corruption Bolivia — — source View →
Customer due diligence (KYC/CDD) Bosnia and Herzegovina At onboarding + ongoing
— source View →
AML/CFT compliance programme and compliance officer Botswana Ongoing
— source View →
AML/CFT record retention Botswana 20 years
— source View →
Customer due diligence (KYC/CDD) Botswana At onboarding + ongoing
— source View →
Suspicious transaction reporting to the Financial Intelligence Agency Botswana As soon as possible and no later than five working days after the suspicion arose (Reg. 22(1), Financial Intelligence Regulations 2022)
— source View →
Cash transaction reporting Botswana Within five working days after the transaction is concluded (Reg. 22(2))
— source View →
AML/CFT policy and designated director (banks and other BCB-authorised institutions) Brazil Ongoing; policy approved by the board and kept up to date
— source View →
AML/CFT record retention (banks and other BCB-authorised institutions) Brazil 10 years minimum
— source View →
Customer due diligence (KYC/CDD) and beneficial ownership (banks and other BCB-authorised institutions) Brazil At onboarding + ongoing
— source View →
Annual AML/CFT effectiveness report (banks and other BCB-authorised institutions) Brazil Annually: base date 31 December, submitted by 31 March; action plan by 30 June
— source View →
Freezing of assets under UN Security Council sanctions Brazil Without delay and without prior notice
— source View →
AML/CFT policy, risk assessment and designated director (securities market) Brazil Ongoing; director notified to the CVM within 7 business days of investiture
— source View →
AML/CFT record retention (securities market) Brazil 5 years minimum
— source View →
Customer due diligence and beneficial ownership (securities market) Brazil At onboarding + ongoing
— source View →
Suspicious transaction reporting to COAF (securities market) Brazil Within 24 hours of concluding the analysis
— source View →
Suspicious transaction reporting to COAF (insurance sector) Brazil Within 24 hours of concluding the analysis
— source View →
Annual AML/CFT effectiveness report (insurance sector) Brazil Annually: base date 31 December, delivered by 31 March
— source View →
AML/CFT policy and internal risk assessment (COAF-supervised entities) Brazil Ongoing; risk assessment reviewed at least every 2 years
— source View →
AML/CFT record retention (COAF-supervised entities) Brazil 5 years minimum
— source View →
Enhanced due diligence on politically exposed persons (COAF-supervised entities) Brazil At onboarding + ongoing; PEP status lasts 5 years after leaving office
— source View →
Segregation of client funds and virtual assets Brazil Ongoing; independent audit every 2 years (Art. 30, III)
— source View →
AML/CFT compliance programme and compliance officer Brunei — — source View →
AML record retention Brunei 7 years from completion of the transaction
— source View →
Suspicious transaction reporting to the Financial Intelligence Unit Brunei Promptly after forming a suspicion (s.15(1))
— source View →
Customer due diligence (KYC/CDD) Bulgaria At onboarding + ongoing
— source View →
AML/CFT programme, controls and designated officer Burkina Faso — — source View →
AML record retention Burkina Faso 10 years
— source View →
Customer due diligence (KYC/CDD) Burkina Faso At onboarding + ongoing
— source View →
Suspicious transaction declaration to the CENTIF Burkina Faso Immediately (Art. 60)
— source View →
AML/CFT compliance programme and responsible officer Cabo Verde Ongoing
— source View →
AML record retention Cabo Verde 7 years
— source View →
Customer due diligence (KYC/CDD) Cabo Verde At onboarding + ongoing
— source View →
Suspicious transaction reporting to the UIF Cabo Verde Immediately on knowledge or suspicion (Art. 20(1))
— source View →
AML/CFT duties for virtual-asset service providers Cabo Verde Ongoing
— source View →
AML compliance programme and officer Cameroon — — source View →
AML record retention Cameroon 10 years
— source View →
Customer due diligence (KYC/CDD) Cameroon At onboarding + ongoing
— source View →
Travel-rule information for virtual-asset transfers Cameroon With each virtual-asset transfer
— source View →
AML compliance programme and compliance officer Canada Ongoing; policies kept up to date
— source View →
Large virtual currency transaction report Canada Within 5 working days after receiving the amount
— source View →
Travel rule for electronic funds and virtual currency transfers Canada With each qualifying transfer
— source View →
AML record retention Central African Republic 10 years from closure of accounts / end of relationship; transaction records 10 years from the transaction
— source View →
No obligations for this country.
