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Banking — regulation across countries

RegulatorCountryOfficial site
Applies across all sectors
UODO Urząd Ochrony Danych Osobowych (Personal Data Protection Office) Poland source
ACT Autoridade para as Condições do Trabalho Portugal source
CNPD Comissão Nacional de Proteção de Dados Portugal source
MENAC Mecanismo Nacional Anticorrupção Portugal source
UIF Unidade de Informação Financeira Portugal source
ACTA Administrative Control and Transparency Authority Qatar source
NAMLC National Anti-Money Laundering and Terrorism Financing Committee Qatar source
ANI Agenţia Naţională de Integritate (National Integrity Agency) Romania source
ANSPDCP Autoritatea Naţională de Supraveghere a Prelucrării Datelor cu Caracter Personal (National Supervisory Authority for Personal Data Processing) Romania source
Inspecţia Muncii (Labour Inspectorate) Inspecţia Muncii (Labour Inspectorate) Romania source
NCSA National Cyber Security Authority Rwanda source
Integrity Commission Integrity Commission Saint Kitts and Nevis —
Integrity Commission Integrity Commission Saint Lucia —
Office of the Ombudsman Office of the Ombudsman Samoa source
SamCERT Samoa Computer Emergency Response Team Samoa source
Autorità Garante per la Protezione dei Dati Personali Autorità Garante per la Protezione dei Dati Personali San Marino source
ULPA Ufficio per il Lavoro e le Politiche Attive San Marino source
HRSD Ministry of Human Resources and Social Development Saudi Arabia source
NCA National Cybersecurity Authority Saudi Arabia source
CDP Commission des Données Personnelles (Personal Data Protection Commission) Senegal source
OFNAC Office national de lutte contre la Corruption (National Office against Corruption) Senegal source
Commissioner for Information of Public Importance and Personal Data Protection Commissioner for Information of Public Importance and Personal Data Protection Serbia source
ACCS Anti-Corruption Commission of Seychelles Seychelles source
FIU Financial Intelligence Unit Seychelles source
Information Commission Information Commission Seychelles source
ACC Anti-Corruption Commission Sierra Leone source
EPA-SL Environment Protection Agency Sierra Leone source
FIA Financial Intelligence Agency Sierra Leone source
CPIB Corrupt Practices Investigation Bureau Singapore source
MOM Ministry of Manpower Singapore source
Národný inšpektorát práce (National Labour Inspectorate) Národný inšpektorát práce (National Labour Inspectorate) Slovakia source
ÚOOÚ Úrad na ochranu osobných údajov Slovenskej republiky (Office for Personal Data Protection of the Slovak Republic) Slovakia source
ÚOO Úrad na ochranu oznamovateľov protispoločenskej činnosti (Whistleblower Protection Office) Slovakia source
IP Informacijski pooblaščenec (Information Commissioner) Slovenia source
KPK Komisija za preprečevanje korupcije (Commission for the Prevention of Corruption) Slovenia source
IRSD Labour Inspectorate of the Republic of Slovenia Slovenia source
Office for Money Laundering Prevention of the Republic of Slovenia Office for Money Laundering Prevention of the Republic of Slovenia Slovenia source
SI-CERT SI-CERT (Slovenian national CSIRT) Slovenia source
URSIV Urad vlade za informacijsko varnost (Government Information Security Office) Slovenia source
DPA Somalia Data Protection Authority Somalia source
SIU Special Investigating Unit South Africa source
ACRC Anti-Corruption and Civil Rights Commission South Korea source
MOEL Ministry of Employment and Labor South Korea source
PIPC Personal Information Protection Commission South Korea source
SS-CIRT South Sudan Computer Incident Response Team South Sudan source
AEPD Agencia Española de Protección de Datos Spain source
CCN Centro Criptológico Nacional - CCN-CERT Spain source
CIABOC Commission to Investigate Allegations of Bribery or Corruption Sri Lanka source
DPA Data Protection Authority of Sri Lanka Sri Lanka source
Department of Labour Department of Labour Sri Lanka source
CERT|CC Sri Lanka CERT|CC Sri Lanka source
Anti-corruptie Commissie (Anti-Corruption Commission) Anti-corruptie Commissie (Anti-Corruption Commission) Suriname —
FIU Suriname Financial Intelligence Unit Suriname Suriname —
Åklagarmyndigheten (Swedish Prosecution Authority) Åklagarmyndigheten (Swedish Prosecution Authority) Sweden source
Arbetsmiljöverket (Swedish Work Environment Authority) Arbetsmiljöverket (Swedish Work Environment Authority) Sweden source
Bolagsverket Bolagsverket Sweden source
EBM Ekobrottsmyndigheten Sweden source
FRA Försvarets radioanstalt Sweden source
IMY Integritetsskyddsmyndigheten (Swedish Authority for Privacy Protection) Sweden source
Polismyndigheten – Finanspolisen (Swedish Police Authority – Financial Intelligence Unit) Polismyndigheten – Finanspolisen (Swedish Police Authority – Financial Intelligence Unit) Sweden source
OAG Office of the Attorney General of Switzerland Switzerland source
SECO State Secretariat for Economic Affairs Switzerland source
ACS Administration for Cyber Security, Ministry of Digital Affairs Taiwan source
AAC Agency Against Corruption, Ministry of Justice Taiwan source
MJIB Investigation Bureau, Ministry of Justice (Anti-Money Laundering Division) Taiwan source
MOJ Ministry of Justice Taiwan source
MOL Ministry of Labor Taiwan source
PDPC Personal Data Protection Commission Tanzania source
PCCB Prevention and Combating of Corruption Bureau Tanzania source
PMO-LER Prime Minister's Office - Labour, Employment and Relations Tanzania source
AMLO Anti-Money Laundering Office Thailand source
NACC National Anti-Corruption Commission Thailand source
CAC Comissão Anti-Corrupção (Anti-Corruption Commission) Timor-Leste source
ANCy Agence Nationale de la Cybersécurité (National Cybersecurity Agency) Togo source
CENTIF-TG Cellule Nationale de Traitement des Informations Financières du Togo (Togo National Financial Intelligence Unit) Togo source
IPDCP Instance de Protection des Données à Caractère Personnel (Personal Data Protection Authority of Togo) Togo source
CERT Tonga CERT Tonga (Computer Emergency Response Team) Tonga source
FIUTT Financial Intelligence Unit of Trinidad and Tobago Trinidad and Tobago source
Integrity Commission of Trinidad and Tobago Integrity Commission of Trinidad and Tobago Trinidad and Tobago source
CTAF Commission Tunisienne des Analyses Financières (Tunisian Financial Analysis Committee) Tunisia source
Climate Change Presidency Climate Change Presidency Türkiye source
Cyber Security Presidency Cyber Security Presidency Türkiye source
Ombudsman Commission Ombudsman Commission Tuvalu —
Registrar of International Companies Registrar of International Companies Tuvalu —
MGLSD Ministry of Gender, Labour and Social Development Uganda source
PDPO Personal Data Protection Office Uganda source
NACP National Agency on Corruption Prevention Ukraine source
NABU National Anti-Corruption Bureau of Ukraine Ukraine source
SFMS State Financial Monitoring Service of Ukraine Ukraine source
Держпраці State Labour Service of Ukraine Ukraine source
Ukrainian Parliament Commissioner for Human Rights (Ombudsman) Ukrainian Parliament Commissioner for Human Rights (Ombudsman) Ukraine source
Emirates Accountability Authority Emirates Accountability Authority United Arab Emirates —
MOHRE Ministry of Human Resources and Emiratisation United Arab Emirates source
UAE Data Office UAE Data Office United Arab Emirates —
Companies House Companies House United Kingdom source
Fair Work Agency Fair Work Agency United Kingdom source
NCSC National Cyber Security Centre United Kingdom source
SFO Serious Fraud Office United Kingdom source
CISA Cybersecurity and Infrastructure Security Agency United States source
DOJ United States Department of Justice United States source
Law or regulationTypeCountryYearSource
Regulation No. 51/2024 "Për administrimin e rrezikut operacional nga bankat, institucionet e pagesave dhe institucionet e parasë elektronike" (Regulation No. 51/2024 on Operational Risk Management by Banks, Payment Institutions and Electronic Money Institutions) Regulation Albania 2024 source
Udhëzues mbi rreziqet financiare të lidhura me klimën dhe mjedisin (Guidance on Climate- and Environment-Related Financial Risks) Guideline Albania 2024 source
Regulation No. 29/2022 "Për autentifikimin e thelluar të klientit dhe standardet e përbashkëta, të hapura dhe të sigurta të komunikimit" (Regulation No. 29/2022 on Strong Customer Authentication and Common, Open and Secure Communication Standards) Regulation Albania 2022 source
Regulation No. 44/2009 "On the prevention of money laundering and financing of terrorism" (Rregullore nr. 44/2009), as amended Regulation Albania 2009 source
Law 9662/2006 "On banks in the Republic of Albania" Act Albania 2006 source
Decret 76/2022, del 2 de març, d'aprovació del Reglament de la Llei 14/2017 (Decree 76/2022 approving the Regulation of Law 14/2017) Regulation Andorra 2022 source
Llei 7/2021, del 29 d'abril, de recuperació i de resolució d'entitats bancàries i d'empreses d'inversió (Law 7/2021 on recovery and resolution of banking entities and investment firms) Act Andorra 2021 source
Llei 35/2018, del 20 de desembre, de solvència, liquiditat i supervisió prudencial d'entitats bancàries i empreses d'inversió (Law 35/2018 on solvency, liquidity and prudential supervision of banking entities and investment firms) Act Andorra 2018 source
Llei 8/2018, del 17 de maig, dels serveis de pagament i el diner electrònic (Law 8/2018 on payment services and electronic money) - text refós amb la Llei 27/2018 Act Andorra 2018 source
Llei 14/2017, del 22 de juny, de prevenció i lluita contra el blanqueig de diners o valors i el finançament del terrorisme (Law 14/2017 on the prevention and fight against money laundering and terrorist financing) Act Andorra 2017 source
Llei 7/2013, del 9 de maig, sobre el règim jurídic de les entitats operatives del sistema financer andorrà i altres disposicions que regulen l'exercici de les activitats financeres al Principat d'Andorra (Law 7/2013 on the legal regime of the operating entities of the Andorran financial system) - text refós Act Andorra 2013 source
Llei de regulació del règim disciplinari del sistema financer, del 27 de novembre de 1997 - text refós (Law regulating the disciplinary regime of the financial system, consolidated text) Act Andorra 1997 source
Aviso n.º 4/25, de 22 de Agosto — Regras e procedimentos para a abertura, movimentação e encerramento de Contas de Moeda Electrónica (BNA Notice 4/25 on opening, operating and closing e-money accounts) Regulation Angola 2025 source
Aviso n.º 19/22, de 12 de Outubro — Regulamento que define as Regras de Organização e Funcionamento da Sandbox Regulatória (BNA Notice 19/22 on the organisation and operation of the regulatory sandbox) Regulation Angola 2022 source
Lei n.º 24/21, de 18 de Outubro — Lei do Banco Nacional de Angola (Law 24/21 on the National Bank of Angola) Act Angola 2021 source
Money Laundering & the Financing of Terrorism Guidelines for Financial Institutions (Amendment, 4 March 2025) Guideline Antigua and Barbuda 2025 source
Guidelines for the Application of Simplified Customer Due Diligence Measures to Licensed Financial Institutions (Guidelines No. 02 of 2025) Guideline Antigua and Barbuda 2025 source
The Financial Services Regulatory Commission Act, 2013 (No. 5 of 2013) Act Antigua and Barbuda 2013 source
Money Laundering (Prevention) Regulations 2007 (SI No. 38 of 2007), as amended Regulation Antigua and Barbuda 2007 source
Resolución UIF 14/2023 — Entidades Financieras y Cambiarias (UIF Resolution 14/2023 on AML/CFT for financial and exchange institutions) Regulation Argentina 2023 source
Comunicación "A" 7724 — Requisitos mínimos para la gestión y control de los riesgos de tecnología y seguridad de la información (BCRA Communication A 7724: minimum requirements for managing technology and information security risks) Circular Argentina 2023 source
Ley 25.246 de Encubrimiento y Lavado de Activos (Law 25,246 on Concealment and Money Laundering) Act Argentina 2000 source
Ley 21.526 de Entidades Financieras (Law 21,526 on Financial Institutions) Act Argentina 1977 source
Law on Introducing Uniform System of Financial Regulation and Supervision (HO-242-N) Act Armenia 2005 source
CPS 230 Operational Risk Management Direction Australia 2026 source
Financial Accountability Regime Act 2023 Act Australia 2023 source
CPG 229 Climate Change Financial Risks Guideline Australia 2021 source
CPS 234 Information Security Direction Australia 2019 source
National Consumer Credit Protection Act 2009 Act Australia 2009 source
Anti-Money Laundering and Counter-Terrorism Financing Act 2006 Act Australia 2006 source
Australian Securities and Investments Commission Act 2001 Act Australia 2001 source
Privacy Act 1988 Act Australia 1988 source
Banking Act 1959 Act Australia 1959 source
FMA Guide for Managing Sustainability Risks (01/2025) Guideline Austria 2025 source
Bundesgesetz über das Wirksamwerden der Verordnung (EU) 2022/2554 über die digitale operationale Resilienz im Finanzsektor (DORA-Vollzugsgesetz – DORA-VG) (DORA Enforcement Act) Act Austria 2024 source
Bundesgesetz zur Verhinderung der Geldwäscherei und Terrorismusfinanzierung im Finanzmarkt (Finanzmarkt-Geldwäschegesetz – FM-GwG) (Federal Act on the Prevention of Money Laundering and Terrorist Financing in Financial Markets) Act Austria 2016 source
Finanzmarktaufsichtsbehördengesetz (FMABG) (Federal Act on the establishment and organisation of the Financial Market Authority) Act Austria 2001 source
Bundesgesetz über die Oesterreichische Nationalbank (Nationalbankgesetz 1984 – NBG) (Federal Act on the Oesterreichische Nationalbank) Act Austria 1984 source
Regulation on the application of the Regulatory Sandbox (Central Bank Resolution No. 06/4, 31 January 2024) Regulation Azerbaijan 2024 source
Banklarda ekoloji risklərin idarə edilməsi üzrə Təlimat (Instruction on the Management of Environmental Risks in Banks) Guideline Azerbaijan 2024 source
Law of the Republic of Azerbaijan on Targeted Financial Sanctions (No. 782-VIQ, 30 December 2022) Act Azerbaijan 2022 source
Azərbaycan Respublikasının Mərkəzi Bankı haqqında Qanun (Law on the Central Bank of the Republic of Azerbaijan) Act Azerbaijan 2004 source
Payment Instruments (Oversight) Regulations, 2017 Regulation Bahamas 2017 source
Guidelines on Minimum Standards for the Outsourcing of Material Functions Guideline Bahamas 2004 source
Operational Risk Management Module (OM), CBB Rulebook Volume 1 (revised December 2019) Direction Bahrain 2019 source
পরিশোধ ও নিষ্পত্তি ব্যবস্থা আইন, ২০২৪ (Payment and Settlement System Act, 2024) Act Bangladesh 2024 source
Guideline on Sustainability and Climate-related Financial Disclosure for Banks and Finance Companies (SFD Circular No. 06 of 2023) Guideline Bangladesh 2023 source
Foreign Exchange Policy Department, FE Circular No. 24 of 15 September 2022: Prohibition regarding virtual assets and virtual currencies Circular Bangladesh 2022 source
Money Laundering Prevention Act, 2012 (Act No. 5 of 2012) Act Bangladesh 2012 source
The Bangladesh Bank Order, 1972 (President's Order No. 127 of 1972) Act Bangladesh 1972 source
Technology and Cyber Risk Management Guideline (revised as at 31 March 2026) Guideline Barbados 2023 source
Central Bank of Barbados Act, 2020-30 Act Barbados 2020 source
Money Laundering and Financing of Terrorism (Prevention and Control) Act, 2011-23 Act Barbados 2011 source
Financial Institutions Act, Cap. 324A Act Barbados — source
Постановление Правления Национального банка Республики Беларусь от 20 января 2026 г. № 17 «Об утверждении стандартов финансовых услуг и технологий» (National Bank Board Resolution No. 17 of 20 January 2026 approving financial services and technology standards) Regulation Belarus 2026 source
Постановление Правления Национального банка Республики Беларусь от 19 сентября 2016 г. № 494 «Об утверждении Инструкции о требованиях к правилам внутреннего контроля организаций, осуществляющих финансовые операции, в сфере предотвращения легализации доходов, полученных преступным путем, финансирования террористической деятельности и финансирования распространения оружия массового поражения» (National Bank Board Resolution No. 494 of 19 September 2016 approving the Instruction on requirements for internal control rules of organisations carrying out financial operations for AML/CFT/CPF) Regulation Belarus 2016 source
Law of 18 September 2017 on the prevention of money laundering and terrorist financing and on the restriction of the use of cash Act Belgium 2017 source
Central Bank of Belize Act, Chapter 262, Revised Edition 2020 Act Belize 2020 source
International Banking Act, Chapter 267, Revised Edition 2020 Act Belize 2020 source
Credit Unions Act, Chapter 314, Revised Edition 2011 Act Belize 2011 source
Instruction n° 001-01-2024 du 23 janvier 2024 relative aux services de paiement dans l'Union Monétaire Ouest Africaine (Instruction on payment services in the UMOA) Direction Benin 2024 source
Instructivo Específico para Entidades de Intermediación Financiera con Enfoque Basado en Gestión de Riesgos contra la Legitimación de Ganancias Ilícitas, el Financiamiento del Terrorismo y el Financiamiento de la Proliferación de Armas de Destrucción Masiva (Specific Instruction for Financial Intermediation Entities, risk-based, against money laundering, terrorist financing and proliferation financing) Direction Bolivia 2026 source
Prijedlog zakona o izmjenama i dopunama Zakona o bankama (Draft Law on Amendments to the Law on Banks of the Federation of BiH) Act Bosnia and Herzegovina 2025 source
Law on the Central Bank of Bosnia and Herzegovina Act Bosnia and Herzegovina 1997 source
Bank of Botswana Regulatory Sandbox Guidelines Guideline Botswana 2025 source
Banking Act, 2023 (Act No. 8 of 2023) Act Botswana 2023 source
Bank of Botswana (Amendment) Act No. 24 of 2022 Act Botswana 2022 source
National Clearance and Settlement Systems Act (Cap. 46:06) Act Botswana 2003 source
Bank of Botswana Act, 1996 (Cap. 55:01) Act Botswana 1996 source
Lei Complementar nº 179, de 24 de fevereiro de 2021 (Complementary Law 179/2021 on the objectives and autonomy of the Central Bank of Brazil) Act Brazil 2021 source
Resolution CMN 4,893 of February 26, 2021 (cyber security policy and contracting of data processing, storage and cloud computing services) Regulation Brazil 2021 source
Circular BCB nº 3.978, de 23 de janeiro de 2020 (Circular BCB 3,978 on AML/CFT policies, procedures and internal controls) Circular Brazil 2020 source
Lei nº 13.810, de 8 de março de 2019 (Law 13,810/2019 on compliance with UN Security Council sanctions and asset freezing) Act Brazil 2019 source
Lei Geral de Proteção de Dados (LGPD), Law No. 13,709/2018 Act Brazil 2018 source
Lei nº 13.506, de 13 de novembro de 2017 (Law 13,506/2017 on the administrative sanctioning process of the Central Bank and the CVM) Act Brazil 2017 source
Law No. 12,865/2013 (Payments Law) Act Brazil 2013 source
Lei Complementar nº 105, de 10 de janeiro de 2001 (Complementary Law 105/2001 on the secrecy of financial institutions' operations) Act Brazil 2001 source
Law No. 9,613/1998 (Anti-Money Laundering Law) Act Brazil 1998 source
Lei nº 7.492, de 16 de junho de 1986 (Law 7,492/1986 defining crimes against the national financial system) Act Brazil 1986 source
Law No. 4,595/1964 (Banking Reform Law) Act Brazil 1964 source
Notice on Reporting of Fraud Incidents for Banks (Notice No. BU/N-3/2022/74 - Amendment No. 1) Notification Brunei 2022 source
Notice on Early Detection of Cyber Intrusion and Incident Reporting for Financial Institutions (FTU/N-1/2017/1, Amendment No. 2) Notification Brunei 2017 source
Criminal Asset Recovery Order, 2012 Act Brunei 2012 source
Anti-Terrorism Order, 2011 Act Brunei 2011 source
Banking Act (Chapter 95) (originally the Banking Order, 2006) Act Brunei 2006 source
Ordinance No 7 of the BNB of 24 April 2014 on Organisation and Risk Management of Banks Regulation Bulgaria 2014 source
Закон за Българската народна банка (Bulgarian National Bank Act) Act Bulgaria — source
Instruction n° 006-05-2018 du 16 mai 2018 fixant les modalités d'application des sanctions pécuniaires prononcées par la Commission Bancaire de l'Union Monétaire Ouest Africaine à l'encontre des établissements de crédit de l'UMOA (Instruction on applying pecuniary sanctions imposed by the Commission Bancaire on credit institutions) Direction Burkina Faso 2018 source
Loi uniforme relative à la lutte contre le blanchiment de capitaux, le financement du terrorisme et de la prolifération des armes de destruction massive dans les États membres de l'UMOA (Uniform Law on combating money laundering, terrorist financing and proliferation financing in UMOA member states) Act Burkina Faso — source
Règlement N° 001/2019 relatif à la protection des consommateurs des produits et services financiers (Regulation on the protection of consumers of financial products and services) Regulation Burundi 2019 source
Loi N° 1/07 du 11 mai 2018 portant système national de paiement (Law on the national payment system) Act Burundi 2018 source
Loi N° 1/17 du 22 août 2017 régissant les activités bancaires au Burundi (Law governing banking activities in Burundi) Act Burundi 2017 source
Loi n° 1/34 du 02 décembre 2008 portant statuts de la Banque de la République du Burundi (Law on the statutes of the Bank of the Republic of Burundi) Act Burundi 2008 source
Lei n.º 70/X/2026, de 26 de janeiro — Lei Orgânica do Banco de Cabo Verde (Law 70/X/2026 approving the Organic Law of the Bank of Cabo Verde) Act Cabo Verde 2026 source
Lei n.º 30/X/2023, de 21 de junho — Regula a prestação de serviços com ativos virtuais e a constituição de bancos digitais (Law 30/X/2023 on virtual-asset services and the establishment of digital banks) Act Cabo Verde 2023 source
Decreto-Legislativo n.º 7/2018 — Regime Jurídico do Sistema de Pagamentos de Cabo Verde (Legislative Decree 7/2018 on the legal framework for the payment system) Act Cabo Verde 2018 source
Decreto-Legislativo n.º 8/2018 — Serviços de pagamento e emissão, distribuição e reembolso de moeda eletrónica (Legislative Decree 8/2018 on payment services and electronic money) Act Cabo Verde 2018 source
Decreto-Lei n.º 9/2012, de 20 de março — Organização, competências e funcionamento da Unidade de Informação Financeira (Decree-Law 9/2012 on the organisation, powers and operation of the Financial Intelligence Unit) Act Cabo Verde 2012 source
Règlement N°01/24/CEMAC/UMAC/COBAC portant agrément unique des établissements de crédit (Regulation No. 01/24/CEMAC/UMAC/COBAC on the single licence for credit institutions) Regulation Cameroon 2024 source
Décret N°2012/1643/PM du 14 juin 2012 fixant les conditions d'audit de la sécurité obligatoire des réseaux de communication électronique et des systèmes d'information (Decree on mandatory security audits of electronic communication networks and information systems) Regulation Cameroon 2012 source
ObligationCountryNatureVerifiedSourceDetail
AML compliance programme and responsible person Albania — source View →
Customer due diligence (KYC/CDD) Albania At onboarding + ongoing source View →
Operational and ICT incident reporting to the Bank of Albania Albania Initial report within 4 hours of classifying an event as critical; classification no later than 24 hours after discovery source View →
Outsourcing risk assessment and monitoring Albania — source View →
AML record retention Algeria At least 5 years source View →
Suspicious transaction reporting Algeria As soon as suspicion arises (Art. 20: "dès qu'il y a soupçon") source View →
AML/CFT compliance programme and compliance officer Angola Ongoing source View →
AML record retention Angola 10 years from the transaction or end of the business relationship source View →
Customer due diligence (KYC/CDD) Angola At onboarding + ongoing source View →
Suspicious transaction reporting to the UIF Angola Immediately; no later than 24 hours after concluding a suspicion exists (UIF Instruction 001/DG-UIF/2026) source View →
Cyber-incident reporting by financial institutions Angola First report after detection; updates every 4 hours until service is restored source View →
Notification to the BNA before contracting cloud services Angola At least 60 days before contracting; 90 days before changes source View →
Whistleblowing channel and irregularity-reporting policy Angola Ongoing source View →
Run a risk-based AML/CFT prevention system and appoint a compliance officer Argentina Ongoing source View →
Keep AML/CFT records for at least ten years Argentina 10 years (minimum) source View →
Identify customers and beneficial owners and verify their identity Argentina At onboarding; file updates at least every 1 year (high risk), 3 years (medium), 5 years (low) source View →
AML/CFT internal acts and internal monitoring unit Armenia — source View →
AML record retention Armenia At least 5 years after the business relationship ends or after the date of the transaction source View →
Customer due diligence (KYC/CDD) Armenia At onboarding (verification within 7 days of establishing the relationship, where permitted) + ongoing source View →
Beneficial owner identification Armenia — source View →
AML/CFT minimum requirements: policy, risk-tiered CDD and audit Armenia — source View →
AML/CTF policies and AML/CTF compliance officer Australia Ongoing source View →
AML/CTF record retention Australia 7 years source View →
AML compliance programme, officer and training Austria — source View →
AML record retention Austria 10 years source View →
Suspicious transaction reporting to the Geldwäschemeldestelle Austria Unverzüglich (without delay), on the entity's own initiative; the text sets no numeric deadline source View →
Enterprise-wide money laundering and terrorist financing risk analysis Austria Kept current; also before introducing new products, practices or technologies source View →
Reporting major ICT-related incidents to the FMA Austria Initial: within 4 hours of classification and no later than 24 hours from discovery; intermediate: 72 hours after the initial report; final: within one month of the last intermediate report source View →
ICT third-party register and notification of critical outsourcing Austria Register submitted annually in a window announced each year; contract notifications 'in a timely manner' source View →
AML/CFT internal controls, compliance system and compliance officer Azerbaijan — source View →
AML record retention Azerbaijan 5 years source View →
Customer due diligence (KYC/CDD) Azerbaijan At onboarding + ongoing source View →
AML/CFT/CPF compliance programme, Compliance Officer and MLRO Bahamas — source View →
Notify the Central Bank of material outsourcing agreements Bahamas At least 10 business days before entering into or materially varying the agreement source View →
Prior CBB approval for material outsourcing Bahrain At least 6 weeks before committing source View →
Retain customer account and transaction records after account closure Bangladesh At least 5 years after account closure source View →
Report suspicious transactions to the BFIU Bangladesh Without delay source View →
Disclose sustainability and climate-related information Bangladesh Annual report disclosure; half-yearly regulatory submission source View →
Refrain from dealing in or facilitating virtual assets and virtual currencies Bangladesh Continuous prohibition source View →
Develop and implement AML/CFT policies, procedures and controls Barbados Ongoing source View →
Keep AML transaction and identification records Barbados 5 years source View →
Customer due diligence (KYC/CDD) Barbados At onboarding + ongoing source View →
Report suspicious transactions to the FIU Barbados Promptly; no fixed number of days stated source View →
AML record retention Belarus At least 5 years after the contract ends (or from the transaction date if no contract) source View →
AML compliance programme, officer and internal organisation Belgium — source View →
AML record retention Belgium 10 years source View →
Internal channel for staff to report AML/CFT non-compliance Belgium — source View →
Customer due diligence (KYC/CDD) Belize At onboarding + ongoing source View →
Suspicious transaction reporting to CENTIF Benin Without delay (Art. 60) source View →
Customer due diligence (KYC/CDD) Bhutan At onboarding + ongoing source View →
AML compliance programme and responsible officer Bolivia Ongoing; manual reviewed at least once a year source View →
AML record retention Bolivia Not less than 10 years after the transaction source View →
Customer due diligence (KYC/CDD) Bolivia At onboarding + ongoing source View →
Registration with the UIF renewed every two years Bolivia Every two years source View →
Digital signature and ATT-authorised certificates for documents in the national payment system Bolivia Ongoing; retention of at least 10 years for certificate data and signed documents source View →
Customer due diligence (KYC/CDD) Bosnia and Herzegovina At onboarding + ongoing source View →
AML/CFT compliance programme and compliance officer Botswana Ongoing source View →
AML/CFT record retention Botswana 20 years source View →
Customer due diligence (KYC/CDD) Botswana At onboarding + ongoing source View →
Suspicious transaction reporting to the Financial Intelligence Agency Botswana As soon as possible and no later than five working days after the suspicion arose (Reg. 22(1), Financial Intelligence Regulations 2022) source View →
Cash transaction reporting Botswana Within five working days after the transaction is concluded (Reg. 22(2)) source View →
Banking licence required before conducting banking business Botswana Before accepting deposits source View →
Retention of banks' financial records Botswana 20 years from the date of the last entry source View →
AML/CFT policy and designated director (banks and other BCB-authorised institutions) Brazil Ongoing; policy approved by the board and kept up to date source View →
AML/CFT record retention (banks and other BCB-authorised institutions) Brazil 10 years minimum source View →
Customer due diligence (KYC/CDD) and beneficial ownership (banks and other BCB-authorised institutions) Brazil At onboarding + ongoing source View →
Annual AML/CFT effectiveness report (banks and other BCB-authorised institutions) Brazil Annually: base date 31 December, submitted by 31 March; action plan by 30 June source View →
Bank secrecy over customer operations Brazil Ongoing source View →
Freezing of assets under UN Security Council sanctions Brazil Without delay and without prior notice source View →
Notification of cloud and data-processing outsourcing to the Central Bank (financial institutions) Brazil Within 10 days after contracting; 60 days before contracting abroad without an information-exchange agreement source View →
AML/CFT compliance programme and compliance officer Brunei — source View →
AML record retention Brunei 7 years from completion of the transaction source View →
Suspicious transaction reporting to the Financial Intelligence Unit Brunei Promptly after forming a suspicion (s.15(1)) source View →
Cyber incident reporting by financial institutions Brunei Within 1 hour of discovery; assessment within 2 hours source View →
Fraud incident reporting by banks Brunei 1 working day (notice); 5 working days (form); 10 working days after resolution (summary) source View →
Customer due diligence (KYC/CDD) Bulgaria At onboarding + ongoing source View →
AML/CFT programme, controls and designated officer Burkina Faso — source View →
AML record retention Burkina Faso 10 years source View →
Customer due diligence (KYC/CDD) Burkina Faso At onboarding + ongoing source View →
Suspicious transaction declaration to the CENTIF Burkina Faso Immediately (Art. 60) source View →
AML/CFT compliance programme and responsible officer Cabo Verde Ongoing source View →
AML record retention Cabo Verde 7 years source View →
Customer due diligence (KYC/CDD) Cabo Verde At onboarding + ongoing source View →
Suspicious transaction reporting to the UIF Cabo Verde Immediately on knowledge or suspicion (Art. 20(1)) source View →
BCV authorisation to set up a digital bank Cabo Verde Before starting operations source View →
AML compliance programme and officer Cameroon — source View →
AML record retention Cameroon 10 years source View →
Customer due diligence (KYC/CDD) Cameroon At onboarding + ongoing source View →
AML compliance programme and compliance officer Canada Ongoing; policies kept up to date source View →
Technology and cyber incident reporting to OSFI Canada Within 24 hours, or sooner if possible source View →
Annual climate-related disclosure under OSFI Guideline B-15 Canada Annually, within 180 days after fiscal year-end source View →
AML record retention Central African Republic 10 years from closure of accounts / end of relationship; transaction records 10 years from the transaction source View →
Customer due diligence (KYC/CDD) Central African Republic At onboarding + ongoing source View →
Business continuity plan and IT backup for credit institutions Central African Republic — source View →
AML/CFT programme, compliance officer and independent audit Chad — source View →
AML record retention Chad 10 years source View →
Customer due diligence (KYC/CDD) Chad At onboarding + ongoing source View →
Appoint an AML compliance officer and keep a prevention manual Chile Ongoing; prevention manual updated at least every two years source View →
Keep AML records for at least five years Chile 5 years minimum source View →
Customer due diligence (KYC) Chile At onboarding + ongoing; client records updated at least annually or on relevant change source View →
DateEntityCountryActionPenaltySource
28 OCT 2026 Unnamed estate agent (megler; name not published) - licence revoked Norway Licence Action — source
27 OCT 2026 Общество с ограниченной ответственностью Микрокредитная компания «АБЛ-Финанс» (ООО МКК «АБЛ-Финанс») Russia Licence Action — source
23 OCT 2026 Allied Funds Towarzystwo Funduszy Inwestycyjnych SA Poland Settlement PLN 50,000≈ US$12,740 source
23 OCT 2026 Towarzystwo Funduszy Inwestycyjnych Agro SA Poland Monetary Penalty PLN 250,000≈ US$63,699 source
23 OCT 2026 Compensa Towarzystwo Ubezpieczeń Spółka Akcyjna Vienna Insurance Group Poland Monetary Penalty PLN 5,000,000≈ US$1,273,983 source
22 OCT 2026 Общество с ограниченной ответственностью Небанковская кредитная организация «Тайдон» (ООО НКО «Тайдон») Russia Licence Action — source
21 OCT 2026 해태제과식품㈜ (Haitai Confectionery & Foods Co., Ltd.) South Korea Monetary Penalty KRW 937,800,000≈ US$706,175 source
21 OCT 2026 ООО «КИНЕТИК КАПИТАЛ» Russia Remedial Direction — source
21 OCT 2026 Наумов Владимир Валерьевич Russia Remedial Direction — source
19 OCT 2026 Кредитный потребительский кооператив «Касса взаимного кредита» Russia Licence Action — source
19 OCT 2026 Puducherry Co-operative Urban Bank Ltd India Business Restriction — source
16 OCT 2026 Соломахин Вадим Альбертович Russia Business Restriction · Remedial Direction — source
15 OCT 2026 Nomura Holdings Inc. Germany Monetary Penalty €320,000 source
14 OCT 2026 Sir Money Changer Pte Ltd Singapore Licence Action — source
14 OCT 2026 Iwan Margana Indonesia Licence Action · Prohibition Order — source
14 OCT 2026 PT Pratama Capital Assets Management Indonesia Licence Action — source
14 OCT 2026 Kreditbanken A/S Denmark Remedial Direction — source
13 OCT 2026 中信银行股份有限公司 China Disgorgement / Restitution · Monetary Penalty CNY 5,920,600≈ US$884,398 source
13 OCT 2026 华夏银行股份有限公司 China Disgorgement / Restitution · Monetary Penalty CNY 10,504,700≈ US$1,569,154 source
13 OCT 2026 Bank of America, N.A. United States Settlement US$11,662,930 source
12 OCT 2026 КПК «ЛАЙФФИНАНС» Russia Licence Action — source
12 OCT 2026 AIFM Capital AB Sweden Monetary Penalty · Formal Reprimand SEK 2,000,000 source
12 OCT 2026 Natural person (not named): business partner of an issuer Austria Monetary Penalty €5,000 source
9 OCT 2026 КПК «ДЕЛО И ДЕНЬГИ» Russia Licence Action — source
9 OCT 2026 Pegasus Worldwide Logistics United States Settlement US$175,015 source